Senior Underwriter – Dubai: Lead SME Credit

mcl finance; Dubai Emirate; On-site; AED 420,000 - 660,000; Full time

Job summary

MCL Finance in Dubai seeks a Senior Underwriter to own credit decisioning across its SME lending book, balancing risk with commercial opportunity as the region scales. You will lead underwriting, analyse financials and bank data, and coach juniors in a fast-paced, growth-focused environment.

Join a team that values speed, rigor, and clear communication, with opportunities to shape underwriting practice and advance within a rapidly expanding Dubai operation.

Qualifications

• Must be highly organised with meticulous attention to detail.
• Thrives in fast-paced environments with multiple moving parts.
• Clear, professional communicator with a commercial edge.
• Self-starter who stays aligned with team goals.

Responsibilities

• Lead underwriting on deals across the full SME lending range.
• Analyse financials, bank data, and open banking feeds to assess creditworthiness.
• Apply credit risk policies while spotting smart exceptions.
• Structure offers balancing speed, risk, and value.
• Work with sales to support fast decisions and clean execution.
• Escalate and advise on edge cases and complex scenarios.
• Maintain underwriting documentation and CRM accuracy.
• Coach junior underwriters and support policy refinement.

Skills

Highly organised

Fast-paced

Strong communicator

Self-starter

Job description

MCL Finance in Dubai seeks a Senior Underwriter to own credit decisioning across its SME lending book, balancing risk with commercial opportunity as the region scales. You will lead underwriting, analyse financials and bank data, and coach juniors in a fast-paced, growth-focused environment.

Join a team that values speed, rigor, and clear communication, with opportunities to shape underwriting practice and advance within a rapidly expanding Dubai operation.