Senior Credit Risk Lead, Structured & Specialized Lending

HSBC; Dubai; Hybrid; AED 360,000 - 720,000; Full time

Job summary

HSBC in Dubai seeks a Senior Manager to join the MENAT Corporate Credit Risk team, covering a UAE portfolio and serving as the lead for Structured Trade and Specialised Lending. You will underwrite complex transactions, shape risk appetite with Business and Product teams, and ensure credit decisions align with internal guidelines.

This highly technical role requires deep product knowledge, robust credit analysis, and the ability to engage with evolving sectors and new structures in a hybrid

Qualifications

• 10+ years in credit risk or corporate lending.
• 5+ years in corporate lending as Credit Officer or Relationship Manager.
• Experience across multiple geographies preferred.

Responsibilities

• Underwrite and oversee complex transactions across structured and specialised lending.
• Exercise delegated lending authority and balance risk and reward.
• Manage asset quality and identify trends with mitigation actions.
• Coordinate with Business, Products and Policy teams on risk policies.

Skills

Underwriting

Structured lending

Credit risk

Financial analysis

Stakeholder management

Leadership

Education

MBA preferred

ACA

CFA

ACIB

Job description

HSBC in Dubai seeks a Senior Manager to join the MENAT Corporate Credit Risk team, covering a UAE portfolio and serving as the lead for Structured Trade and Specialised Lending. You will underwrite complex transactions, shape risk appetite with Business and Product teams, and ensure credit decisions align with internal guidelines.

This highly technical role requires deep product knowledge, robust credit analysis, and the ability to engage with evolving sectors and new structures in a hybrid