SME Credit Strategy & Risk Manager

Clicks2compare Banking Consultant

Dubai

On-site

AED 180,000 - 290,000

Full time

14 days+
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Job summary

Clicks2compare Banking Consultant in Dubai seeks a seasoned SME credit analyst to analyze complex financial statements, assess risk, and shape lending policy. You will develop robust credit policies, manage SME credit facilities, and monitor performance with a proactive risk mindset.

The role requires 2–4 years of progressive SME credit experience, strong knowledge of financial statement analysis, cash flow modeling and credit scoring tools, and proficiency with loan origination systems to

Qualifications

  • Bachelor's degree in Finance, Economics, Accounting, or a related field.
  • MBA or CFA/CPA certification is highly advantageous.
  • Minimum 2–4 years of progressive experience in credit analysis, underwriting, or portfolio management with SME focus.
  • Strong understanding of financial statement analysis, cash flow modeling, and SME risk assessment.

Responsibilities

  • Analyze complex financial statements and credit data to assess SME risk.
  • Develop and implement credit policies and procedures for SME lending, ensuring compliance and risk mitigation.
  • Manage a portfolio of SME credit facilities, monitoring performance and early warning signals.
  • Structure innovative and competitive SME credit solutions balancing risk and growth objectives.

Skills

Credit scoring models
Financial software
Loan origination systems
Financial statement analysis
Cash flow modeling
Risk assessment methodologies

Education

Bachelor's degree in Finance/Economics/Accounting
MBA or CFA/CPA (advantageous)

Tools

Credit scoring models
Financial software
Loan origination systems

Job description

Clicks2compare Banking Consultant in Dubai seeks a seasoned SME credit analyst to analyze complex financial statements, assess risk, and shape lending policy. You will develop robust credit policies, manage SME credit facilities, and monitor performance with a proactive risk mindset.

The role requires 2–4 years of progressive SME credit experience, strong knowledge of financial statement analysis, cash flow modeling and credit scoring tools, and proficiency with loan origination systems to

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