Senior Relationship Manager

ADIB; Dubai; On-site; AED 250,000 - 450,000; Full time

Job summary

Abu Dhabi Islamic Bank seeks a proactive relationship manager to oversee an assigned portfolio, cultivate strong client relationships, and consistently achieve financial targets in line with risk, policy and profitability guidelines.

You will conduct joint client calls with product partners, monitor credit risk, ensure compliance with Sharia requirements and Central Bank regulations, and develop sector expertise and tailored account plans for sustained growth.

Qualifications

• Strong analytical skills.
• Knowledge of credit policy and procedure.
• Customer service orientation.
• Strong marketing skills.

Responsibilities

• Manage assigned portfolio with a focus on relationships.
• Achieve financial targets in line with portfolio handled.
• Conduct joint client calls with product partners as per the account plan.
• Assume responsibility for credit risk and day to day management of own portfolio.
• Structure facilities compliant with credit policy, collateral and profitability thresholds.
• Negotiate internally and with clients for closure of deals.
• Monitor portfolio to recognize problem credits early.
• Develop sector expertise and account plans.
• Ensure compliance with group policies, Sharia requirements and Central Bank regulations.

Skills

Analytical skills

Credit policy knowledge

Customer service orientation

Marketing skills

Job description

Responsibilities

• Manage assigned portfolio with a focus on relationships
• Achieve financial targets in line with portfolio handled
• Conduct joint client calls with product partners as per the account plan
• Assume responsibility for credit risk and day to day management of own portfolio
• Structure facilities compliant with credit policy, collateral and profitability thresholds
• Negotiate internally and with clients for closure of deals
• Monitor portfolio to recognize problem credits early
• Develop sector expertise and account plans
• Ensure compliance with group policies, Sharia requirements and Central Bank regulations

Requirements

• Strong analytical skills
• Knowledge of credit policy and procedure
• Customer service orientation
• Strong marketing skills

About the Company

• Abu Dhabi Islamic Bank is a Sharia-compliant bank serving clients in the UAE.