Senior Fintech Product Manager — Payments & Wallets

AlFuttaim; Dubai; On-site; AED 165,258 - 238,707; Full time

Job summary

Al‑Futtaim, a diversified UAE-based group, seeks a Senior Product Manager – Fintech to shape payments, remittances, digital wallets and embedded finance within the Blue ecosystem. You will own strategy, roadmaps, and regulatory alignment for scalable consumer-facing financial solutions.

The role requires shaping monetisation models, leading cross-functional teams, and delivering secure, compliant digital financial journeys with external partners.

Qualifications

• Experience in product management of fintech/digital financial services.
• Ability to translate strategy into measurable outcomes and KPIs.
• Strong collaboration across engineering, design, data, compliance, risk, legal and finance.

Responsibilities

• Define and own the long-term vision for financial services products in the Blue ecosystem.
• Build and maintain a prioritized roadmap for payments, remittances, wallets, embedded finance and related digital propositions.
• Lead end-to-end product lifecycle from discovery to launch and optimisation.
• Prepare detailed PRDs, user journeys, acceptance criteria and functional/non-functional requirements.
• Collaborate with engineering to prioritise backlog and manage delivery trade-offs.
• Coordinate with design to craft intuitive customer experiences across digital journeys.
• Ensure compliance with KYC, AML, PCI, data privacy and security requirements.
• Develop go-to-market plans and present roadmaps to senior leadership.

Skills

Product Management

Fintech product strategy

Embedded finance

Digital payments

Payment service providers

Digital wallets

Remittances

Lending propositions

Credit products

Rewards monetisation

Subscription products

Digital insurance

Product roadmap development

Product requirement documents

Product lifecycle management

Backlog prioritisation

Agile delivery

Customer journey design

Consumer digital products

AB testing

Product experimentation

Funnel analysis

Product analytics

Unit economics

Revenue modelling

Interchange revenue

Commission models

Partner revenue

Customer segmentation

Behavioural analytics

AI‑driven personalization

KYC

AML

PCI compliance

Fraud prevention

Data privacy

Information security

Regulatory compliance

Bank partnerships

Fintech partnerships

Go‑to‑market strategy

Stakeholder management

Executive presentations

Cross‑functional leadership

Scalable product architecture

Job description

Al‑Futtaim, a diversified UAE-based group, seeks a Senior Product Manager – Fintech to shape payments, remittances, digital wallets and embedded finance within the Blue ecosystem. You will own strategy, roadmaps, and regulatory alignment for scalable consumer-facing financial solutions.

The role requires shaping monetisation models, leading cross-functional teams, and delivering secure, compliant digital financial journeys with external partners.