Senior FinTech Business Analyst – Digital Lending & Payments

XAD Technologies; Dubai; On-site; AED 300,000 - 480,000; Full time

Job summary

XAD Technologies in Dubai seeks a Senior Business Analyst – Digital Financial Services to drive analysis, product insights, and strategic initiatives across digital lending, payments, and financial inclusion platforms. The role will act as a bridge between business stakeholders, product teams, and technology to ensure scalable, data-driven financial solutions.

The ideal candidate will possess strong domain expertise in digital finance, lending ecosystems, and mobile money platforms, with the

Qualifications

• 6–10+ years of experience as a Business Analyst in FinTech / Digital Financial Services.
• Experience with digital lending, mobile money ecosystems, and financial inclusion.
• Experience across multiple geographies and regulatory environments preferred.

Responsibilities

• Gather, analyze, and document business requirements for digital financial products and platforms.
• Translate business needs into functional specifications, user stories, and process flows.
• Conduct gap analysis and recommend scalable solutions aligned with business objectives.
• Facilitate workshops and stakeholder discussions to refine requirements.
• Support design and enhancement of: digital lending products, payment systems, embedded finance and open banking solutions.

Skills

Digital finance domain expertise

Lending ecosystems

Mobile money platforms

BPMN

Workflow modeling

Data analysis

SQL

Excel

BI tools

Agile/Scrum

Regulatory awareness

Credit risk understanding

Stakeholder communication

Education

Bachelor's or Master's degree in Business, Finance, IT, or related field

CBAP

PMI-PBA

Tools

BPMN tools

Requirement gathering tools

SQL

Job description

XAD Technologies in Dubai seeks a Senior Business Analyst – Digital Financial Services to drive analysis, product insights, and strategic initiatives across digital lending, payments, and financial inclusion platforms. The role will act as a bridge between business stakeholders, product teams, and technology to ensure scalable, data-driven financial solutions.

The ideal candidate will possess strong domain expertise in digital finance, lending ecosystems, and mobile money platforms, with the