Senior Credit & Relationship Manager

Commercial Bank International; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Commercial Bank International in Dubai seeks a corporate banking professional to monitor credit quality, assess risks, and prepare proposals for a diverse corporate portfolio. The role involves ongoing client contact, market analysis, and collaboration with Credit Risk to ensure compliant, timely actions.

The ideal candidate has a minimum 2 years in corporate banking, strong analytical skills, and fluency in English. UAE nationals for education pathways are noted; degree requirements apply.

Qualifications

• Bachelor’s degree / Higher National Diploma for UAE Nationals.
• Minimum 2 years experience in corporate banking, specifically preparing proposals and performing customer analysis.
• Analytical ability
• Experience with banking regulations regarding credit facilities
• Communication skills in English (verbal and written)

Responsibilities

• Monitor credit quality of portfolio for risk recognition and assigning proper risk rating for each relationship.
• Predict early warning signals to avoid asset deterioration.
• Develop action plans for recovery and eliminating irregularities.
• Maintain constant contact with customer for business development & responding to day-to-day credit related issues or requests.
• Conduct spreading of company’s financial statements and industry analysis of corporate or commercial customers and analyze in a comprehensive write-up to assess the financial risks.
• Prepare credit proposals and short-term proposals.
• Provide marketing information related to existing customers.
• Follow‑up with customers for settlement of obligations in a timely manner.
• Maintain accuracy in spreading and quality analysis.
• Turn around credit proposals and short-term credit proposals within benchmarked time frames.
• Follow up on documentation, submit the required documentation for approved clients to Credit Risk
• Follow up on sanctioned limit.
• Follow up on client's day‑to‑day transaction requests.
• Follow up on timely submission of reviews for renewal of facilities.
• Raise questions for in-depth analysis of customer's requirements.
• Implement marketing plan as per agreed objectives in order to maximize profitability and achieve business growth.
• Refer and obtain new business in form of deposit, new borrowing relationship.
• Perform any other duties or responsibilities consistent with the role as assigned by management.

Skills

Analytical ability

Banking regulations

English communication

Education

Bachelor’s degree / Higher National Diploma (UAE Nationals)

Job description

Commercial Bank International in Dubai seeks a corporate banking professional to monitor credit quality, assess risks, and prepare proposals for a diverse corporate portfolio. The role involves ongoing client contact, market analysis, and collaboration with Credit Risk to ensure compliant, timely actions.

The ideal candidate has a minimum 2 years in corporate banking, strong analytical skills, and fluency in English. UAE nationals for education pathways are noted; degree requirements apply.