Senior Corporate Credit Leader | Portfolio Risk & Analysis

Adecco Portugal; Abu Dhabi; On-site; AED 350,000 - 520,000; Full time

Job summary

UAE Bank is seeking a Lead – Corporate Credit to evaluate complex proposals, oversee portfolio risk and guide lending decisions. Reporting to the Unit Head – Corporate Credit, you will conduct in-depth credit assessments, monitor risk indicators and drive improvements in credit processes.

The role requires a university degree with extensive credit experience, strong analytical skills and proven leadership. A strategic, stakeholder-focused mindset and ability to mentor staff are essential.

Qualifications

• University degree in Finance, Accounting, Economics or Business; master’s preferred.

Responsibilities

• Review credit proposals for large corporate clients across industries and advise on approval or rejection based on risk.
• Analyze financial statements, repayment capacity, industry outlook and borrower risk to assess creditworthiness.
• Prepare credit assessments, presentations and recommendations and escalate proposals for approval per delegated authority.
• Ensure compliance with credit policies, regulatory requirements, internal procedures and turnaround times.
• Identify emerging risks and work with Relationship Managers to implement corrective actions.
• Monitor portfolio performance, including sector and borrower concentrations and key risk indicators.
• Assess expected credit losses and staging under IFRS 9.
• Prepare facility approval letters and communications to business teams.
• Support internal credit ratings and financial spreading using Moody’s Risk Analytics.
• Collaborate with Business and Risk Management to improve credit processes and analytics.
• Mentor UAE national employees and oversee credit-related projects.

Skills

Credit assessment

Financial analysis

Portfolio risk monitoring

IFRS 9 knowledge

Moody's Risk Analytics

Credit policies

Regulatory compliance

Stakeholder management

Team development

Communication skills

Analytical skills

Numerical skills

Mentoring UAE nationals

Education

Bachelor’s degree in Finance/Accounting/Economics/Business

Master’s degree (advantage)

Tools

Moody’s Risk Analytics (MRA)

Job description

UAE Bank is seeking a Lead – Corporate Credit to evaluate complex proposals, oversee portfolio risk and guide lending decisions. Reporting to the Unit Head – Corporate Credit, you will conduct in-depth credit assessments, monitor risk indicators and drive improvements in credit processes.

The role requires a university degree with extensive credit experience, strong analytical skills and proven leadership. A strategic, stakeholder-focused mindset and ability to mentor staff are essential.