Sales Executive - Personal loans

TASC Outsourcing; Dubai; Sur place; AED 90 000 - 180 000; Plein temps

Résumé du poste

TASC Outsourcing is recruiting a Sales Executive – Personal Loans to drive personal loan sales across a UAE bank's branch network. You will target walk-ins, existing customers, and salary-account clients, aligning with the bank's credit policy and regulatory framework.

You will collaborate with Credit, Operations and Collections to ensure fast turnarounds, maintain portfolio quality, and actively grow the salary-account base while leveraging CRM tools to track progress.

Qualifications

• 2–5 years of experience in personal loan sales with a UAE bank.
• Strong understanding of UAE personal finance products, DBR, AECB, salary-transfer and non-salary-transfer loans, and bank credit policy.
• A track record of achieving or exceeding sales targets in a bank.
• Bachelor’s degree in Business, Finance or a related field.
• Fluent English; Arabic is an advantage.
• Experience with core banking and CRM systems (Finacle, Flexcube, Salesforce or similar).
• UAE driving licence and a transferable visa are preferred.

Responsabilités

• Achieve monthly and annual personal loan sales and disbursal targets.
• Convert branch walk-ins and existing CASA, credit card and salary-transfer customers into personal loan customers.
• Assess customer eligibility using AECB reports, DBR limits and salary and employer category.
• Complete KYC, AML and FATCA checks and ensure documents are accurate.
• Cross-sell credit cards, insurance, savings accounts and salary transfer.
• Work closely with the Credit, Operations and Collections teams for fast turnaround.
• Keep the first-payment-default rate and portfolio quality within bank limits.
• Run branch activations and employer visits to grow the salary-account base.
• Update the CRM daily and report pipeline.

Connaissances

Fluent English

UAE banking experience

Sales target achievement

CRM usage

Formation

Bachelor’s degree in Business/Finance or related field

Outils

Finacle

Flexcube

Salesforce

Description du poste

Job Summary

We are hiring a Sales Executive – Personal Loans to join our retail banking branch network. You will drive personal loan sales through branch walk-ins, existing customers and salary-account customers. You will work to the bank’s credit policy and regulations.

Responsibilities

• Achieve monthly and annual personal loan sales and disbursal targets.
• Convert branch walk-ins and existing CASA, credit card and salary-transfer customers into personal loan customers.
• Assess customer eligibility using AECB reports, DBR limits and salary and employer category.
• Complete KYC, AML and FATCA checks and ensure documents are accurate.
• Cross-sell credit cards, insurance, savings accounts and salary transfer.
• Work closely with the Credit, Operations and Collections teams for fast turnaround.
• Keep the first-payment-default rate and portfolio quality within bank limits.
• Run branch activations and employer visits to grow the salary-account base.
• Update the CRM daily and report pipeline.

Requirements

• Minimum 2–5 years of experience in personal loan sales with a UAE bank (branch or retail banking).
• Strong understanding of UAE personal finance products, DBR, AECB, salary-transfer and non-salary-transfer loans, and bank credit policy.
• A track record of achieving or exceeding sales targets in a bank.
• Bachelor’s degree in Business, Finance or a related field.
• Fluent English; Arabic is an advantage.
• Experience with core banking and CRM systems (Finacle, Flexcube, Salesforce or similar).
• UAE driving licence and a transferable visa are preferred.