Relationship Manager - Commercial Banking

Abu Dhabi Commercial Bank; Abu Dhabi; Hybrid; AED 180,000 - 300,000; Full time

Benefits offered by this job

Competitive Salary

Benefits Package

Flexible/Remote Working

Learning & Development

Job summary

Abu Dhabi Commercial Bank (ADCB) in the UAE seeks a Relationship Manager for Commercial Banking. You will acquire new clients, perform financial analysis, and prepare accurate credit submissions to support onboarding and profitable transactions.

The role is within the Retail Banking Group, offering a competitive salary, comprehensive benefits, and flexible work options. Candidates should have 5+ years in relationship management, a business/finance degree, and solid balance sheet knowledge.

Qualifications

• At least 5 years of experience in managing relationships and portfolio of clients.
• Bachelor’s Degree in Business, Accounting or Finance.
• Knowledge of balance sheet analysis and key financial ratios.

Responsibilities

• Acquire new clients; complete financial analysis and submit accurate credit applications to ensure an excellent on-boarding experience; achieve assigned targets and secure profitable business transactions
• Offer new solutions, enroll clients for alternate channels and value added services, based on the requirements of the client, to increase transaction volumes and grow the assigned portfolio
• Build and maintain a dossier for each client detailing a 360-degree view to ensure current and future needs are captured
• Conduct client visits to understand and report on risk profile and highlight/update approving authorities with any changes in risk profile
• Demonstrate Our Promise and apply the ADCB Service Standards to deliver the bank’s required levels of service in all internal and external customer interactions
• Manage self in line with the bank’s people management policies, procedures, processes and practices to ensure adherence and to maximise own contribution to business performance
• Adhere to all relevant organisational and departmental policies, processes, standard operating procedures and instructions so that work is carried out to the required standard and in a consistent manner while delivering the required standard of service to customers and stakeholders

Skills

Relationship management

Financial analysis

Communication

Education

Bachelor’s degree in Business, Accounting or Finance

Job description

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Relationship Manager - Commercial Banking

Date: Sep 29, 2026

Description:

Relationship Manager - Commercial Banking (UAE Nationals Only)

Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.

About the business area

Retail Banking Group:

The Retail Banking Group (RBG) supports retail and micro-business customers in managing their finances, through expert advice and the provision of a full suite of specialist products and services in conventional and Shari'ah compliant banking. The business is committed to driving digital innovation to deliver excellence in customer service.

ACCOUNTABILITIES:

• Acquire new clients; complete financial analysis and submit accurate credit applications to ensure an excellent on-boarding experience; achieve assigned targets and secure profitable business transactions
• Offer new solutions, enroll clients for alternate channels and value added services, based on the requirements of the client, to increase transaction volumes and grow the assigned portfolio
• Build and maintain a dossier for each client detailing a 360-degree view to ensure current and future needs are captured
• Conduct client visits to understand and report on risk profile and highlight/update approving authorities with any changes in risk profile
• Demonstrate Our Promise and apply the ADCB Service Standards to deliver the bank’s required levels of service in all internal and external customer interactions
• Manage self in line with the bank’s people management policies, procedures, processes and practices to ensure adherence and to maximise own contribution to business performance
• Adhere to all relevant organisational and departmental policies, processes, standard operating procedures and instructions so that work is carried out to the required standard and in a consistent manner while delivering the required standard of service to customers and stakeholders

EXPERIENCE, QUALIFICATIONS & COMPETENCIES:

• At least 5 years of experience in managing relationships and portfolio of clients
• Bachelor’s Degree in Business, Accounting or Finance
• Knowledge of balance sheet analysis and key financial ratios

What we offer:

• Competitive Salary : All employees are eligible for one of our rewarding variable pay plans.
• Comprehensive Benefits Package : This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).
• Flexible and Remote Working Options : We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.
• Learning and Development Opportunities : We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.