Mortgage Advisor

AHS; Dubai; On-site; AED 120,000 - 180,000; Full time

Job summary

AHS is seeking a Mortgage Advisor in Dubai to lead in-house financing support for our sales team and clients. You will assess eligibility, match buyers with UAE bank products, and manage applications from pre‑approval to registration and handover.

Ideal candidates will have UAE mortgage experience, a track record closing cases, and fluency in English. The role requires a Bachelor’s degree and a valid UAE driving license, with strong ties to banks and developers.

Qualifications

• Bachelor's degree in finance, banking, business or a related field.
• Proven experience as a mortgage advisor or consultant in the UAE.
• Strong English communication skills, written and spoken.

Responsibilities

• Meet buyers (residents, non‑residents, HNW) to assess income, eligibility and financing needs.
• Explain mortgage options, rates, fees, LTV limits and the buying process clearly.
• Prepare and submit complete applications and follow up with banks until final offers are issued.

Skills

Clear communicator

Organised & detail‑oriented

Discreet, high integrity

Education

Bachelor's degree in finance, banking, business or related field

Tools

CRM (Salesforce)

Job description

About AHS

AHS Group is a Dubai-based organization operating across ultra-luxury real estate development, strategic investments and high-value ventures. Defined by ambition, precision and a commitment to delivering at the highest level, the Group continues to expand across projects that are reshaping Dubai's landscape. We are building a team of people who take ownership and deliver without compromise.

Role purpose

The Mortgage Advisor helps AHS buyers secure home finance quickly so more reservations convert into completed sales. You will be the in-house finance expert for our sales team and clients: assessing buyers' eligibility, matching them with the right UAE bank products, and managing each application from pre‑approval to mortgage registration and handover.

Key responsibilities

Client advisory

• Meet buyers (residents, non‑residents and HNW clients) to assess income, eligibility and financing needs.
• Explain mortgage options, rates, fees, loan‑to‑value limits and the buying process in clear terms.
• Prepare and submit complete applications and follow up with banks until final offer letters are issued.

Bank and partner relationships

• Build and maintain a panel of UAE bank and lender relationships, including private banking desks for HNW clients.
• Negotiate competitive rates and processing timelines for AHS buyers.
• Coordinate valuations, liability letters, NOCs and mortgage registration with banks, the developer and the Dubai Land Department process.

Sales support

• Work alongside the sales team and brokers to pre‑qualify buyers early and keep deals moving.
• Attend sales gallery appointments, launches and roadshows to advise prospects on finance.
• Flag finance risks on reservations early so sales can act.

Compliance and reporting

• Collect and verify client documents in line with AHS policy, bank requirements and anti‑money‑laundering (KYC) rules.
• Keep every case up to date in the CRM, including status, bank, loan amount and expected completion date.
• Report weekly on the mortgage pipeline, approvals, declines and conversion to the VP – Sales.

Essential

• Bachelor's degree in finance, banking, business or a related field.
• 4+ years as a mortgage advisor or consultant in the UAE, with a bank, mortgage brokerage or developer.
• Strong working relationships with UAE retail and private banks.
• Sound knowledge of UAE mortgage rules for residents and non‑residents, including off‑plan and ready property.
• Track record of closing a high volume of mortgage cases to completion.
• Excellent English, written and spoken.
• Valid UAE driving licence.

Preferred

• Experience with luxury or off‑plan developer sales.
• Experience advising HNW and international buyers.
• Arabic, Russian or another language common among Dubai property buyers.
• Relevant UAE registration or certification for mortgage advisory, where applicable.
• CRM experience (Salesforce preferred).

Skills

• Clear communicator who can explain finance simply to clients and the sales team.
• Organised and detail‑focused, able to manage many cases at once.
• Discreet, with strong integrity in handling client financial information.