Investment & Mortgage Advisory Consultant

Chainex Real Estate LLC; Dubai; On-site; AED 180,000 - 220,000; Full time

Job summary

Chainex Real Estate LLC is looking for an Investment & Mortgage Advisory Consultant in Dubai. This role involves providing personalized investment advisory services and mortgage consulting to high-net-worth clients. The ideal candidate should have a bachelor's degree in finance or related fields, along with at least four years of relevant experience. Responsibilities include advising clients on property investments, sourcing mortgage products, and ensuring compliance with UAE regulations. A RERA Card and UAE Driving License are required for this position.

Qualifications

• Minimum 4 years of experience in mortgage advisory or investment consulting in the UAE.
• Strong knowledge of UAE mortgage products and regulatory framework.
• Excellent interpersonal skills with a consultative approach.

Responsibilities

• Provide personalised investment advisory services to clients.
• Source and recommend mortgage products from UAE banks.
• Prepare financial summaries and mortgage comparison reports.

Skills

Client relationship management

Investment advisory services

Financial analysis

Regulatory knowledge

Consultative approach

Education

Bachelor’s degree in Finance, Economics, Real Estate, or related field

Tools

Microsoft Office (Advanced)

CRM Systems

Job description

Investment & Mortgage Advisory Consultant

• Provide personalised investment advisory services to HNW clients, first-time buyers, and international investors looking to enter or expand their Dubai property portfolio.
• Assess client financial profiles, investment goals, and risk appetite to recommend suitable property investment strategies.
• Source, compare, and recommend mortgage products from UAE banks and financial institutions on behalf of clients.
• Guide clients through the full mortgage application and approval process, liaising with lenders, valuers, and legal teams.
• Advise clients on financing options for off-plan, secondary market, residential, and commercial property purchases.
• Provide ROI analysis, rental yield projections, and capital appreciation assessments to support investment decisions.
• Assist clients in structuring property portfolios for long-term wealth growth, diversification, and income generation.
• Advise international investors on UAE mortgage eligibility, down payment requirements, and residency-linked financing options.
• Guide eligible clients through the Golden Visa property investment pathway and associated financial requirements.
• Collaborate with the Off-Plan, Residential, and Commercial divisions to provide integrated financial support throughout transactions.
• Build and maintain relationships with UAE banks, mortgage brokers, financial institutions, and legal advisors.
• Stay up to date with UAE Central Bank mortgage regulations, interest rate movements, and lending policy changes.
• Prepare professional investment proposals, financial summaries, and mortgage comparison reports for clients.
• Ensure full compliance with RERA regulations, DLD requirements, and UAE financial advisory standards.
• Maintain accurate client records and pipeline reporting using CRM systems.
• Perform additional tasks as required by the Head of Investment & Financial Advisory.

Skills & Qualifications

• Bachelor’s degree in Finance, Economics, Real Estate, Business Administration, or a related field required.
• Minimum 4 years of experience in mortgage advisory, investment consulting, financial planning, or real estate finance in the UAE.
• Strong knowledge of UAE mortgage products, lending criteria, and the regulatory framework governing property finance.
• Proven ability to advise clients on real estate investment strategies, portfolio structuring, and ROI optimisation.
• Excellent interpersonal and communication skills with the ability to build trust with HNW and international clients.
• Commercially minded with a consultative approach and strong attention to financial detail.
• Experience working with UAE banks and financial institutions on behalf of property buyers.
• Understanding of off-plan payment plans, post-handover financing, and developer-linked mortgage products.
• Familiarity with Golden Visa investment requirements and UAE residency-linked property thresholds.
• Strong analytical skills with the ability to produce clear, client-friendly financial reports and investment summaries.
• Proficient in Microsoft Office Suite and CRM platforms.
• Flexible working schedule to accommodate client meetings and transaction timelines.
• High professional integrity, discretion, and commitment to client confidentiality.

Certifications & Requirements

RERA Card Required

UAE Driving License Required

Financial Cert. UAE mortgage/financial advisory certification advantageous

Software Microsoft Office (Advanced), CRM Systems

Languages Fluency in English required, Arabic or additional languages highly advantageous

Travel Flexible attitude towards local and international client meetings