Education Sector Banking Lead – Growth & Credit Strategy

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 420,000 - 640,000; Full time

Job summary

First Abu Dhabi Bank (FAB) seeks an Associate Director to drive financial analysis and execution for education sector clients in the UAE. You will work with risk, product and KYC teams to structure credit facilities and manage NTB opportunities.

You will lead mid-market client relationships, ensure compliance with KYC/AML, and target revenue growth across Global Transaction Banking and Treasury/FX. A strong background in wholesale banking and financial modeling is essential.

Qualifications

• Bachelor’s degree in Finance, Economics, Business Management, or a related quantitative discipline.
• Strong knowledge of Wholesale Banking credit structures, market solutions, and corporate strategies.
• Direct Sector Experience: proven track record handling corporate clients in the Education sector.
• Deep proficiency in financial modeling, corporate risk analysis, and Treasury/FX hedging concepts.
• Exceptional communication and internal diplomacy skills to influence internal committees.
• 5–7 years of experience in Corporate Banking Coverage, Structured Finance, or Investment Banking.

Responsibilities

• Lead detailed financial analysis on clients and sub-sectors (K-12, Higher Ed, Nurseries) to identify opportunities and mitigate risks.
• Prepare end-to-end transaction documentation including complex credit applications, term sheets, information memoranda, and mandate letters.
• Assess and address credit, market, and operational risks in collaboration with risk and product enablement teams.
• Coordinate with the KYC team to ensure timely completion of periodic KYC reviews for all clients within the portfolio.
• Ensure all credit reviews and annual renewals comply with covenant conditions.
• Maintain credit quality, compliance and AML approvals across the portfolio in line with bank standards.
• Identify and secure New-to-Bank (NTB) business with educational corporate clients.
• Drive cross-selling velocity across WBG products, focusing on Global Transaction Banking and Treasury/FX.
• Construct and maintain proactive client account plans to map institutional wallet share.
• Own day-to-day transaction administration, onboarding pipelines, and account opening procedures.
• Ensure full execution compliance with KYC, AML, and regulatory frameworks.
• Maintain audit-ready client documentation.
• Credit Technical Ownership: model and underwrite for the education book to accelerate decisions.
• Internal Stakeholder Coordination with Risk, Legal, Compliance to clear bottlenecks.
• Operate within Group policies and governance frameworks.

Skills

Wholesale Banking knowledge

Financial modeling

Credit analysis

Treasury/FX hedging

Education sector experience

Strong communication

Internal diplomacy

Education

Bachelor’s degree in Finance, Economics, Business Management

MBA

CFA certification

Job description

First Abu Dhabi Bank (FAB) seeks an Associate Director to drive financial analysis and execution for education sector clients in the UAE. You will work with risk, product and KYC teams to structure credit facilities and manage NTB opportunities.

You will lead mid-market client relationships, ensure compliance with KYC/AML, and target revenue growth across Global Transaction Banking and Treasury/FX. A strong background in wholesale banking and financial modeling is essential.