Director, Credit Product Strategy – CEMEA

Visa; Dubai; On-site; AED 600,000 - 900,000; Full time

Job summary

Visa seeks a senior Credit Product Lead for CEMEA to define the regional credit product agenda and shape a three-to-five-year growth plan. You will work with regional leadership, product, analytics and risk teams to accelerate responsible credit growth across diverse markets.

The role requires deep product strategy, execution, and strong stakeholder management, with a track record of leading complex initiatives in a matrixed environment.

Qualifications

• 12+ years in cards/payments with strategy and product development responsibility.
• Strong understanding of credit value chain and profitability.
• Experience across multiple markets within CEMEA or similar regions.
• Ability to translate strategy into market execution with cross-functional teams.
• Proven leadership and executive communication skills.

Responsibilities

• Own and drive regional credit product strategy across CEMEA with a 3–5 year horizon.
• Coordinate with country management, product, risk, and analytics to align priorities.
• Develop market-level opportunity assessments and investment cases.
• Engage clients and regulators to remove barriers to credit expansion.
• Establish metrics and governance, monitor pipeline and portfolio outcomes.

Skills

Credit strategy

Product development

Portfolio management

Executive communication

Cross-functional leadership

Financial acumen

MBA preferred

Education

Bachelor's degree

MBA or postgraduate

Job description

Visa seeks a senior Credit Product Lead for CEMEA to define the regional credit product agenda and shape a three-to-five-year growth plan. You will work with regional leadership, product, analytics and risk teams to accelerate responsible credit growth across diverse markets.

The role requires deep product strategy, execution, and strong stakeholder management, with a track record of leading complex initiatives in a matrixed environment.