Consumer Lending Analytics Lead

Astra Tech Group; Abu Dhabi; On-site; AED 180,000 - 300,000; Full time

Job summary

Astra Tech Group is seeking a Business Analyst in Abu Dhabi to own outcomes across growth, operations, and financial performance. You will pull your own data, build analyses, form your point of view, and defend it with senior leadership.

You will drive data-informed interventions across Product, Risk, Growth, Operations, and Finance until results land. You will write SQL, build KPI trees, investigate anomalies end-to-end, design dashboards, and present quantified proposals with impact, cost, and

Qualifications

• 4+ years in consumer lending or consumer credit in banks, finance firms, or fintech.
• Strong, independent SQL and data validation as a routine.
• Understanding of lending flows: application, underwriting, limit, disbursement, repayment.
• Ability to explain loan P&L and pricing impacts to stakeholders.
• Experience with reconciling systems and finance ledgers.
• Proven record of proposals that were implemented with measurable results.

Responsibilities

• Write SQL to extract, join, and validate data from lending core systems and related sources.
• Build and maintain metric trees behind KPIs and identify operational drivers.
• Investigate performance anomalies and determine causes and effects end-to-end.
• Design and maintain dashboards and recurring leadership reports.
• Convert analysis into quantified proposals with impact, cost, and risk.
• Size opportunities, design A/B tests with downstream readouts as primary metrics.
• Drive proposals through to Product, Risk, Engineering, and Operations.
• Present findings to senior leadership in a decision-ready format.
• Develop unit economics models for lending products and profitability drivers.
• Explain how pricing, tenor, limits, and repayment affect product profitability.

Skills

SQL capability

Data analysis

Lending domain knowledge

Executive communication

Multitasking

Problem solving

Job description

Astra Tech Group is seeking a Business Analyst in Abu Dhabi to own outcomes across growth, operations, and financial performance. You will pull your own data, build analyses, form your point of view, and defend it with senior leadership.

You will drive data-informed interventions across Product, Risk, Growth, Operations, and Finance until results land. You will write SQL, build KPI trees, investigate anomalies end-to-end, design dashboards, and present quantified proposals with impact, cost, and