Chief Technology Officer

myZoi | Financial Inclusion Technologies; Dubai; On-site; AED 600,000 - 1,200,000; Full time

Job summary

myZoi is a fintech startup in the UAE seeking a Chief Technology Officer to lead technology strategy, architecture, and delivery for MVP scale to global rollout. You will drive cloud, security, and DevOps while shaping product direction and building high-performing teams.

Collaborating with CEO, Product, and partners, you will expand the company’s offering and footprint, ensuring governance, risk management, and scalable solutions. This role demands deep fintech expertise and hands-on leadership.

Qualifications

• 15 years’ experience in similar technology leadership role.
• Experience in startups & technology companies a major plus.
• Understanding and appreciation for the Group footprint in financial services.
• Motivated to address innovation technology impact in Financial Services.

Responsibilities

• Lead technology build and MVP to global rollout in collaboration with senior stakeholders.
• Discuss and expand product offering with partners, fintechs and clients.
• Establish governance, SLAs, and security/compliance controls across the stack.
• Oversee scrum teams, roadmap delivery, and feature/bug management.

Skills

Tech Leadership

AWS Cloud

.NET Stack

Distributed Systems

APIs

DevOps

Frontend AngularJS

Security & Compliance

Team Leadership

Tools

ASP.NET Boilerplate

ABP.IO

ASPNetZero

Job description

myZoi is an exciting fintech start-up aiming to promote financial inclusion globally. Our vision is to provide a level playing field to the unbanked and the underbanked in accessing essential financial services in an affordable, convenient, and transparent fashion. We are looking for smart, ambitious, and purpose driven individuals to join us in this journey.

This is an opportunity to join myZoi as a Chief Technology Officer. The role will be based in the UAE.

Key Responsibilities

Business

• Working with the CEO, CPO, Product Owners, and partners to lead technology build, evaluate technology trade-offs, oversee vendor engineering engagements, and deliver features and capabilities aligned to the business model to build on the minimum viable product (MVP) to successful global rollout.
• The Chief Technology Officer will discuss with partners, fintechs, co-creation clients, and business to expand the Company’s product offering and geographical footprint.
• Co-ordinate, question and interrogate technology opportunities with engineering team and innovate to sustain a competitive advantage.
• Employ a managerial mindset that seeks to optimise business outcomes for the Company while establishing sound governance, internal processes, adherence to policies and standards. This role requires close coordination with the SC Ventures CTO.
• Thought leadership and demonstratable subject matter expertise on use of machine learning (ML), Artificial Intelligence (AI), Blockchain, APIs, cyber security, DevSecOps and similar technology applications.
• Establish a sound technology operation covering incident management, problem management, service levels (SLAs) and business continuity processes

Technical Skills

• Expert knowledge of mainstream cloud provider (AWS), Cloud-native services, and elastic infrastructure.
• Expert background in .NET technology stack, distributed systems, authentication mechanisms, asynchronous event processing, message queues, and architecture patterns.
• Knowledgeable on modern object orientated programming practises including entity frameworks, dynamic reflection, and reusable interfaces.
• Familiarity with 3rd party system integrations via APIs (HTTP/REST), host-to-host (file exchange by FTP), with background jobs processing of real-time, event triggered, and async automations.
• Familiar with OWASP, secure by design, secure coding practises, code scanning, unit testing, dependency management (deprecation, vulnerabilities, licensing)
• Extensive experience with DevOps including pipeline, release management, multi AWS account deployments.
• Required experience in front-end AngularJS, and good to have familiarity with modular frameworks such as ASP.NET Boilerplate, ASPNetZero, ABP.IO
• Overseeing scrum teams, engineers, and ensuring reliable delivery of sprints, change management of features and bug fixes, and backlog
• Experience with operating highly-available production financial systems
• Familiarity with SQL databases, DNS, service discovery, and related infrastructure components
• Ability to wear multiple hats such as individual contributor, team lead, solution architect, facilitator.
• Beneficial is knowledge of FinTech ecosystem, inclusive of Blockchain, Digital Payments, Primer Services and Transaction Banking Enhancements, as well as other innovations in this space.

Other Responsibilities

• Have expertise and professional experience in software development and deep understanding of technology delivery.
• Participate in assessing and hiring technical personnel and support the growth in aggressive go-to-market plans.
• Familiarity with ERP and financial systems (purchase orders, invoices, receipts) is desirable.
• Participate with anchor and banks / financial service providers in establishing new integrations.
• Engage with relevant Standard Chartered Functions including Technology and Information and Cyber Security (ICS) for governance and key-control-indicators.
• Advantageous to have experience in ITIL and ISO27001

People and Talent

• Lead by example and build the appropriate culture and values.
• Create a motivational and challenging environment in the team which is conducive to creativity and delivery of the strategy.

Governance

• Act and escape quickly when any risk and control weakness become apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
• Work with multiple stakeholders to establish applicable risk / control framework to ensure that the Group’s ability to remain within risk appetite is not materially threatened.
• Familiarise self with governance structures and mandatory processes the Company and the Group.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across the Company. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escape, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Chief Executive Officer
• Chief Product Officer
• Chief Informsation Security Officer
• Chief Operation Officer
• Leadership Team
• Technology department

Required Qualifications / Skills / Experience

Subject matter knowledge and experience

• 15 years’ experience in similar technology leadership role
• Experience in startups & technology companies a major plus
• Understanding and appreciation for the complexities of the Group’s footprint
• Motivated to address the impact of innovation technology in Financial Services

Skills and characteristics

• Imaginative and creative approach to how we do work
• Curiosity about new technologies, workflows, and products
• Ability to see things from multiple perspectives, as well as ask the question “why” continuously
• Tireless work ethic and enthusiasm to execute and get things done

The role holder is authorised to manage and operate within the scope of the roles and responsibilities outlined above. Role holders are not authorised beyond the scope of this job description unless they have a formal delegation of authority.