Chief Risk Officer – Fintech Credit & Growth Leader

CTB1LLC, a boutique talent and placement company; Dubai; On-site; AED 520,000 - 900,000; Full time

Job summary

CTB1 is partnering with a fintech to transform access to financial services in emerging markets. We seek a Chief Risk Officer to build and scale credit risk infrastructure, leveraging alternative data to serve customers with limited or no traditional credit history.

This is a hands-on, strategic leadership role to develop risk strategies, oversee analytics, fraud and collections, and lead cross-functional teams while expanding unsecured lending globally.

Qualifications

• 10+ years of credit risk experience in fintech, digital lending, or neobanking.
• Proven experience building unsecured credit products in emerging markets or low-data environments.
• Deep expertise in alternative-data underwriting, credit decisioning, and portfolio management.
• Strong technical foundation with commercial judgment and hands-on leadership.

Responsibilities

• Develop credit risk strategies, underwriting policies, and decisioning frameworks across products and markets.
• Build and scale unsecured lending products using alternative data and risk-based pricing.
• Own portfolio performance, risk analytics, collections, and regulatory risk management.
• Build and lead credit risk, data science, fraud, and collections teams.
• Partner with executives to balance credit performance, profitability, and growth.

Skills

Credit risk

Leadership

Data science

Alternative data

Regulatory risk

Job description

CTB1 is partnering with a fintech to transform access to financial services in emerging markets. We seek a Chief Risk Officer to build and scale credit risk infrastructure, leveraging alternative data to serve customers with limited or no traditional credit history.

This is a hands-on, strategic leadership role to develop risk strategies, oversee analytics, fraud and collections, and lead cross-functional teams while expanding unsecured lending globally.