Data Science & Analytics Lead for Credit Risk & Growth

titc; Dubai; On-site; AED 180,000 - 240,000; Full time

Job summary

titc is seeking a Data Science and Analytics Lead in a high-growth fintech environment in Dubai. The role focuses on strengthening credit risk modelling, predictive analytics, and operational efficiency while driving data-driven decision making across multiple markets.

You will lead data strategy, governance, and scalable infrastructure, partnering with product, risk, and engineering teams to embed data science into core lending decisions and growth initiatives.

Qualifications

• Strong background in data science, ML, and AI with credit risk modelling experience.
• Knowledge of AI governance, model transparency, and regulatory compliance in financial services.
• Hands-on experience with MLOps, model deployment, and automated monitoring.

Responsibilities

• Drive the development and of the data science strategy to support business growth embedded finance and new market expansion.
• Leverage AI and behavioral science insights to enhance credit performance customer engagement and savings adoption.
• Partner with product risk and engineering teams to integrate data science into decisionmaking and operational processes.
• Build refine and deploy AIpowered credit scoring models ensuring high performance fairness and explainability.
• Lead experimentation and A/B testing initiatives to enhance underwriting portfolio management and product innovation.
• Collaborate with Engineering to expand data science capabilities to support multiple markets optimizing for scalability and adaptability.
• Ensure data integrity security and compliance across all data science initiatives.
• Drive best practices in model development MLOps and responsible AI.
• Promote crossfunctional collaboration to maximize the value of data science across the organization.

Skills

Client server

Abinitio

Marketing and Merchandising

LMS

Bakery

Education

Bachelor's degree in a quantitative field

Job description

titc is seeking a Data Science and Analytics Lead in a high-growth fintech environment in Dubai. The role focuses on strengthening credit risk modelling, predictive analytics, and operational efficiency while driving data-driven decision making across multiple markets.

You will lead data strategy, governance, and scalable infrastructure, partnering with product, risk, and engineering teams to embed data science into core lending decisions and growth initiatives.