Chief Risk Officer, Fintech: Unsecured Credit and Growth

CTB1LLC, a boutique talent and placement company; Dubai; On-site; AED 1,000,000 - 2,000,000; Full time

Job summary

CTB1LLC is partnering with a venture-backed fintech on a Chief Risk Officer role to build scalable credit risk infrastructure across emerging markets. The CRO will lead risk, data science, fraud, and collections teams, driving responsible growth in unsecured lending and developing alternative-data underwriting strategies.

The successful candidate will bring 10+ years in credit risk, deep experience with unsecured products, and a hands-on, entrepreneurial approach in high-growth environments.

Qualifications

• 10+ years of credit risk experience in fintech/digital lending.
• Proven experience building unsecured credit products in emerging markets.
• Deep expertise in alternative-data underwriting and credit decisioning.
• Experience leading risk, data science, fraud, and collections teams.
• Experience operating within regulated financial institutions preferred.

Responsibilities

• Develop credit risk strategies, underwriting policies, and decisioning frameworks across products and markets.
• Build and scale unsecured lending products using alternative data, credit scoring, and risk-based pricing.
• Own portfolio performance, risk analytics, collections, and regulatory risk management.
• Build and lead credit risk, data science, fraud, and collections teams.
• Partner with executive leadership to balance credit performance, profitability, and growth.

Skills

Credit risk

Unsecured lending

Alternative data underwriting

Credit decisioning

Portfolio management

Leadership

Regulatory risk management

Job description

CTB1LLC is partnering with a venture-backed fintech on a Chief Risk Officer role to build scalable credit risk infrastructure across emerging markets. The CRO will lead risk, data science, fraud, and collections teams, driving responsible growth in unsecured lending and developing alternative-data underwriting strategies.

The successful candidate will bring 10+ years in credit risk, deep experience with unsecured products, and a hands-on, entrepreneurial approach in high-growth environments.