CCB- UAE Head

Citibank (Switzerland) AG; Dubai; Hybrid; AED 918,000 - 1,396,000; Full time

Job summary

Citi Commercial Bank UAE seeks a senior leader to drive growth, manage the local P&L, and build enduring client relationships across mid-sized corporates. The role requires close collaboration with product, risk, operations and coverage teams to deliver comprehensive financial solutions.

The Head will report to the Head of Europe, Middle East & Africa for Commercial Banking, with a matrix report to the UAE CCO. Strong leadership and risk awareness are essential.

Qualifications

• Experience in corporate and/or commercial banking.
• UAE market knowledge preferred.
• Proven track record of managing a complex business with P&L responsibility.
• Solid understanding of banking products and risk controls.

Responsibilities

• Drive growth of Citi Commercial Bank UAE business and revenues.
• Develop, implement, and execute a UAE business strategy with sustainable results.
• Own client P&L, pricing policies, and risk-adjusted returns.
• Lead cross-functional partnerships with product, risk, operations and coverage teams.
• Build and mentor a high-performing local team aligned to Citi’s governance.
• Maintain credit portfolio quality and ensure regulatory compliance.

Skills

Leadership

P&L management

Credit risk management

Stakeholder management

Strategic thinking

English proficiency

Education

University degree; MBA or equivalent

Job description

## CCB- UAE HeadApply: Hybrid: Dubai United Arab Emirates: Full time: Posted Today: End Date: October 10, 2026 (14 days left to apply): 26995667Citi Commercial Bank (“CCB”) is part of Citi, a leading global financial services company that has approximately 200 million customer accounts and does business in over 160 countries. CCB has operations extended to c. 95 countries with local expertise contributed by in-country relationship managers. CCB embodies our unique purpose as a global bank of choice for mid-sized companies that see us as trusted thought partners who bring simplicity in an increasingly complex world. We develop client-centric solutions for their long-term growth and pave the way for them to reach across borders and achieve their global vision. Our bankers support a wide range of financial solutions: working capital, syndicated and bilateral loans, full range of capital markets products, treasury and liquidity management services, foreign exchange, trade finance and interest rate derivatives.This role will report to the Head of Europe, Middle East & Africa for Commercial Banking with a matrix report to the UAE CCO. **Job Purpose:**Manage and drive growth of the CCB business a key business unit for Citi. This MD role entails responsibility for developing and executing the business strategy for CCB in UAE with responsibility for the client P&L of the business in order to ensure sustainable and predictable earnings and excellent client experience. All of this must be achieved within a sound control environment in which the business operates. **Job Background / Context:**Citi Commercial Banking targets mid-sized corporate segment focused on a variety of growth industries with international banking needs. A good understanding of the industry, direct competitors' products and services, is necessary in order to contribute to the commercial objectives of the business. Excellent communication skills required to negotiate internally, often at a senior level. Some external communication/negotiation may be necessary. A key element of this position is to work in close partnership with product groups, operations, and risk management at all levels (country, regional and global) to continue to grow the CCB business in UAE. **Key Responsibilities*** Drive growth of CCB business in UAE;* Develop, implement and execute a business strategy with goal to support our organic growth targets leading to sustainable and predictable results;* Grow market share in our key segments while looking for opportunities to expand the customer base;* Responsibility for client P&L of the local CCB business, i.e. revenues, expenses, allocations, adequate returns on capital, as well as sound operating efficiency – drive a balanced scorecard;* Develop a deep understanding of the local market and build long lasting relationships with clients and local authorities;* Ensure that the right value proposition is developed while leveraging Citi’s capabilities and network;* Establish pricing policies to drive adequate returns at the customer level;* Responsibility for quality of the credit portfolio, origination in line with Target Market, prompt problem recognition;* Act as Senior Sponsoring Officer for some for large credit clients;* Close partnership with Risk to ensure that the right credit approach (program and procedures) are in place to allow sound growth of the credit portfolio, avoid negative selection and maintain portfolio quality;* Manage, recruit, and motivate a team, ensuring an aligned organisational model, scorecards and KPIs to monitor business performance;* Talent development, coaching and counselling of staff to provide stretch targets and fulfilling assignments;* Alignment and close partnership / collaboration with products (Markets, Treasury and Trade Solutions) and coverage (Investment Banking, Capital Markets and Corporate Banking) to ensure comprehensive solution delivery and continuous product development for CCB customers;* Partner with Operations and Technology to ensure product delivery and excellent service;* Represent CCB on internal governance committees in UAE* Ensure sound quality of the credit portfolio and full compliance with credit policies and ensure a safe and sound control environment, with respect to compliance, legal and regulatory factors and closely manage KYC. **Development Value:**This position gives the individual the unique opportunity to develop and manage a complex business end to end. It also requires strong people management skills across diverse teams where managerial and leadership skills can be developed. The role requires P&L management, which means that CCB UAE Head will gain experience in managing revenue growth, optimizing processes and infrastructure, whilst growing a healthy credit portfolio. Several interactions with Senior Risk partners create an opportunity to learn about more complex risk issues, new policies, and market trends. Develop a strong global network in order to utilize Citi’s full product offerings for clients. **Knowledge/Experience:*** Experience in the banking sector, specifically within corporate and/or commercial banking;* Business builder capable of creating vision and motivating the team;* UAE market knowledge and experience preferable;* Proven track record of successfully managing a complex business with P&L management experience;* Solid understanding of the different banking products;* Superior knowledge and experience in credit risk management and structuring deals. **Skills & Competencies:*** Highly focused, able to rapidly determine key priorities, clearly communicate those priorities and ensure resources are properly aligned;* Proven leadership ability with excellent interpersonal communication skills at all levels. Reputation in industry attracts talent;* An accomplished manager who has the ability and drive to manage and motivate;* Excellent client interaction skills, having worked with clients operating in different industries;* Strong execution skills;* Sharp business focus, demonstrating innovative approaches and entrepreneurial mindset;* Highly effective influencing skills, uses appropriate interpersonal and communication skills to gain acceptance of an idea, plan or activity;* Sound decision making while able to agreeably present another viewpoint;* Superior organizational skills, excellent written and presentation skills;* High level of personal integrity;* Ability to work effectively in a matrix-environment;* Results-driven person with sound financial acumen;* English required (written and spoken) **Qualifications:*** University Degree, preferred to have MBA or equivalent in Business Management / Banking or Chartered Accountant / CFA / CPA;* Senior Credit Officer or Senior Credit Officer candidate. Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience.