Associate Director - Private Banking Front Office

Mashreq; Dubai; Presencial; AED 300 000 - 540 000; Tempo integral

Resumo da oferta

Mashreq Bank invites a Private Banking Advisor to manage a portfolio of HNW clients in Dubai, delivering personalized service to deepen relationships and maximize profitable contributions.

You will promote cross-selling across investments, deposits, FX, and corporate products, source new business through referrals and networks, and ensure AML compliance and ethical standards in every interaction.

Qualificações

• University degree required with finance emphasis.
• Minimum 2 years in UAE banking or financial services.
• SII certification for selling investments required.

Responsabilidades

• Provide portfolio management and personalized service to HNW clients.
• Promote cross-selling of private banking products to existing clients.
• Source new business through referrals, marketing activities and personal contacts.
• Ensure AML compliance and ethical behavior in all client interactions.
• Coordinate with product managers/investment advisory and cross-sales teams to maximize bank revenues.

Conhecimentos

Interpersonal skills

Relationship management

Networking

Investments knowledge

Cultural sensitivity

Formação académica

University degree

SII certification

Descrição da oferta de emprego

Job Description:

Job purpose

• To provide his portfolio of HNW clients with personalized service so as to develop close relationships, achieve maximum profitable contribution for the client and bank and retain their loyalty and respect.
• The job holder is required to enhance Private Banking sales / revenues and promote the cross selling of bank products to all existing clients.
• Job Holder must be able to source new business of Super HNW individuals through referrals, marketing activities, and personal contacts.
• Financial Advisor must ensure that client are aware of all financial services offered by the banks many departments, TCM, Trade Finance, Mortgage, Corporate Finance etc.

Key Results Areas

• Optimize the potential value of the client base through the delivery of Private Banking products and services and actively identify new customers
• Ability to communicate with HNW clients to structure advise based on client needs
• Ability to recognize opportunities to partner with other bank professionals to service client needs and maximize bank revenues.
• Maximizing profitability from the Private Banking base whilst countering competition from other providers offering alternative investment / WM opportunities.
• Safeguard the bank from potential loss / AML fraud/ and ensure ethical behavior
• Safeguard banks reputation by ensuring ethical professional behavior at all times before/during after sales
• Enhance market profile and awareness.
• Achieve revenue goals, sales & portfolio growth targets across a range of products & services (Investments, Term Deposits, CASA balances, TCM, FX trading, share financing, etc)
• Acquire ‘new to bank’ NHW clients
• Maintain a superior customer service experience for clients including pre-empting issues and proactive servicing.
• Minimize customer attrition
• Maintain proactive client contact
• Interact with product managers/investment advisory/ line managers/ cross sales mgr / CSO’s to constantly provide feedback on competition and customer response to products/services
• Co ordinate activities with other department in order to maximize conversions from the lead referral process.
• Ensure client expectations are constantly met.

Knowledge, Skills and Experience

• University Graduate
• Strong numbers, selling & investments/ Financial Market Knowledge
• Strong Interpersonal skills and cultural sensitivity
• Relationship Management & Networking skills. Extrovert / Amiable personality
• At least, 2 years experience of a similar job with another bank / financial services co in UAE, they should be certified from the Securities & Investment Institute (SII) for selling investment.