Assistant Relationship Manager - CMB Assets

Emirates Islamic Bank; Dubai; On-site; AED 180,000 - 280,000; Full time

Benefits offered by this job

Private healthcare

Annual leave

Career growth

Job summary

Emirates Islamic Bank in Dubai is seeking a Credit Analyst to support the Relationship Manager in managing the SME and corporate portfolio. You will prepare credit proposals, perform financial analyses, coordinate documentation and monitor compliance to maintain strong portfolio quality.

The role requires strong analytical, communication and client-relations skills, with a minimum of two years in credit analysis and a Bachelor’s degree.

Qualifications

• Bachelor's degree in a relevant field.
• Minimum two years of SME or Corporate Credit Analysis experience.
• Knowledge of banking products, credit processes and operations.
• Strong analytical, communication and customer relationship skills.

Responsibilities

• Prepare credit proposals, financial spreads and supporting credit analysis for the Relationship Manager’s review.
• Liaise with customers to obtain financial information, documentation and transaction requirements.
• Support the structuring, documentation and utilization of credit facilities.
• Monitor account conduct, facility utilization, excesses, past dues, risk triggers, covenants and other credit conditions.
• Manage daily customer transactions, payments and settlements while supporting account profitability.
• Coordinate with internal departments to complete facility documentation, limit setup, drawdowns and trade-related transactions.
• Maintain accurate, complete and audit-ready credit files.
• Ensure compliance with applicable internal policies, procedures and regulatory requirements.

Skills

Credit analysis

Financial analysis

Customer communication

Relationship management

Education

Bachelor's degree

Job description

Job Purpose

Support the Relationship Manager in managing the business banking portfolio, preparing credit proposals, coordinating facility documentation and transactions, and maintaining strong portfolio quality and compliance.

Key Responsibilities

• Prepare credit proposals, financial spreads and supporting credit analysis for the Relationship Manager’s review.
• Liaise with customers to obtain financial information, documentation and transaction requirements.
• Support the structuring, documentation and utilization of credit facilities.
• Monitor account conduct, facility utilization, excesses, past dues, risk triggers, covenants and other credit conditions.
• Manage daily customer transactions, payments and settlements while supporting account profitability.
• Coordinate with internal departments to complete facility documentation, limit setup, drawdowns and trade-related transactions.
• Maintain accurate, complete and audit-ready credit files.
• Ensure compliance with applicable internal policies, procedures and regulatory requirements.

Skills and Qualifications

• Bachelor’s degree in a relevant field.
• Minimum two years of SME or Corporate Credit Analysis experience.
• Knowledge of banking products, credit processes and operations.
• Strong analytical, communication and customer relationship skills.

What We Offer

• Competitive salary and benefits package.
• Strong emphasis on work-life balance and employee wellbeing.
• World-class learning, development, and career growth opportunities.
• Generous annual leave, private healthcare, and preferential banking facilities.