Assistant Relationship Manager - CMB Assets

Emirates Islamic; Dubai; On-site; AED 180,000 - 320,000; Full time

Benefits offered by this job

Competitive salary

Work-life balance emphasis

Learning and career growth

Private healthcare

Preferential banking facilities

Job summary

Emirates Islamic is seeking a capable Credit Analyst to support the Relationship Manager in managing the SME and corporate portfolio in Dubai. You will prepare credit proposals, financial analyses, and coordinate facility documentation while ensuring compliance and strong portfolio quality.

The role requires a Bachelor’s degree and at least two years of SME or corporate credit analysis experience, with solid analytical and client-relations skills.

Qualifications

• Bachelor’s degree in a relevant field.
• Minimum two years of SME or Corporate Credit Analysis experience.
• Knowledge of banking products, credit processes and operations.
• Strong analytical, communication and customer relationship skills.

Responsibilities

• Process and review facility letters and security documents to ensure accuracy and compliance with all relevant regulations and policies.
• Handle any discrepancies and work with the appropriate parties to resolve them.
• Documentation Review.
• Review all applications documents to ensure they are complete, accurate and in compliance with relevant regulations and policies.
• Maintain up-to-date knowledge of all applicable regulations and policies related to trade finance and cash management.

Skills

Analytical

Communication

Customer relationship

Credit analysis

Education

Bachelor’s degree

Job description

JOB DESCRIPTION

Support the Relationship Manager in managing the business banking portfolio, preparing credit proposals, coordinating facility documentation and transactions, and maintaining strong portfolio quality and compliance.

Job Purpose

Support the Relationship Manager in managing the business banking portfolio, preparing credit proposals, coordinating facility documentation and transactions, and maintaining strong portfolio quality and compliance.

Key Responsibilities

• Prepare credit proposals, financial spreads and supporting credit analysis for the Relationship Manager’s review.
• Liaise with customers to obtain financial information, documentation and transaction requirements.
• Support the structuring, documentation and utilization of credit facilities.
• Monitor account conduct, facility utilization, excesses, past dues, risk triggers, covenants and other credit conditions.
• Manage daily customer transactions, payments and settlements while supporting account profitability.
• Coordinate with internal departments to complete facility documentation, limit setup, drawdowns and trade-related transactions.
• Maintain accurate, complete and audit-ready credit files.
• Ensure compliance with applicable internal policies, procedures and regulatory requirements.

Skills And Qualifications

• Bachelor’s degree in a relevant field.
• Minimum two years of SME or Corporate Credit Analysis experience.
• Knowledge of banking products, credit processes and operations.
• Strong analytical, communication and customer relationship skills.

What We Offer

• Competitive salary and benefits package.
• Strong emphasis on work-life balance and employee wellbeing.
• World-class learning, development, and career growth opportunities.
• Generous annual leave, private healthcare, and preferential banking facilities.

Responsibilities

• Process and review facility letters and security documents to ensure accuracy and compliance with all relevant regulations and policies
• Handle any discrepancies and work with the appropriate parties to resolve them
• Documentation Review
• Review all applications documents to ensure they are complete
• accurate and in compliance with relevant regulations and policies
• Maintain up-to-date knowledge of all applicable regulations and policies related to trade finance and cash management