Assistant Relationship Manager-BBD(Outsource)HV

Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 89,000 - 167,000; Full time

Job summary

Abu Dhabi Islamic Bank in Abu Dhabi is seeking a customer-focused specialist to support Relationship Managers and handle after-sales services, credit preparation, and documentation to ensure smooth processing.

You will liaise with credit-risk, legal, operations, and trade finance teams, maintain high service standards, and educate clients on products and services such as IVR, online banking, and cash management.

Qualifications

• Product knowledge
• Communication and computer skills
• Customer service oriented
• Cross selling skills
• Problem solving

Responsibilities

• Support RMs in services
• Attend all after sales services, needs & requirements.
• Educate business banking clients about product and services such as IVR, Online banking, Call Center, Cash management services.
• Call Report preparation to be high standards i.e., informative, presentable, conclusive, professional, and comprehensive.
• Prepare credit applications – analysis financial statements and make it ready for the approval. Ensure that CA’s for new clients and also renewals for existing clients are correctly prepared in accordance with the bank polices and regulatory framework
• Ensure that all documentations for credit proposals are complete with sufficient covered collaterals.
• Initiates and ensures disbursements and adjustments of finances.
• Liaise with various internal departments (credit-risk, legal, operations, Trade finance…) for smooth and quick turnaround of transactions.
• Ensure that the approved credit lines are valid and available for the clients.
• Verifies/ inspects hypothecated /pledged inventory, mortgage fixed assets…. etc. to ensure minimum credit risk.
• Maintain high standard service with customers and ensure no complains.
• Responding on customers calls and starts with appropriate greetings.
• Strictly adhere to Bank’s financing policy Manual and report any exceptions.
• Perform other tasks specified by Management.

Skills

Product knowledge

Communication and computer skills

Customer service oriented

Cross selling skills

Problem solving

Job description

Job description

KEY METRICS:

• Service: Satisfactory level of service
• Revenue: Support RMs in achieving revenue targets
• Control: UAE central bank and GCD

Key Accountabilities of the role

• Support RMs in services
• Attend all after sales services, needs & requirements.
• Educate business banking clients about product and services “IVR, Online banking, Call Center, Cash management services etc.
• Call Report preparation to be high standards i.e., informative, presentable, conclusive, professional, and comprehensive.
• Prepare credit applications – analysis financial statements and make it ready for the approval. Ensure that CA’s for new clients and also renewals for existing clients are correctly prepared in accordance with the bank polices and regulatory framework
• Ensure that all documentations for credit proposals are complete with sufficient covered collaterals.
• Initiates and ensures disbursements and adjustments of finances.
• Liaise with various internal departments (credit-risk, legal, operations, Trade finance…) for smooth and quick turnaround of transactions.
• Ensure that the approved credit lines are valid and available for the clients.
• Verifies/ inspects hypothecated /pledged inventory, mortgage fixed assets…. etc. to ensure minimum credit risk.
• Maintain high standard service with customers and ensure no complains.
• Responding on customers calls and starts with appropriate greetings.
• Strictly adhere to Bank’s financing policy Manual and report any exceptions.
• Perform other tasks specified by Management.

Specialist Skills / Technical Knowledge Required for this role:

• Product knowledge
• Communication and computer skills
• Customer service oriented
• Cross selling skills
• Problem solving

Previous experience:

Minimum 3 years in Customer Service