Assistant Credit Manager

AccorHotel; Dubai; On-site; AED 150,000 - 210,000; Full time

Job summary

Accor is seeking an Assistant Credit Manager in Dubai to support the Cluster Director of Finance in evaluating customer creditworthiness, managing credit limits, and reducing financial risk. You will analyze financial data, maintain credit records, and assist in developing credit policies to support healthy cash flow and minimize bad debt.

You will review credit applications, determine limits, monitor performance, and help manage accounts receivable, collections, and reporting.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration or related field.
• Strong analytical and numerical skills.
• Good understanding of credit analysis, financial statements and risk assessment.

Responsibilities

• Review and analyze customer credit applications, financial statements, credit reports, and payment history.
• Assist in determining credit limits and terms based on risk.
• Monitor customer credit performance and report changes.
• Support approval and setup of new customer accounts.
• Monitor aging reports and follow up on overdue accounts.
• Coordinate with customers to resolve billing issues or delays.
• Escalate high-risk accounts and negotiate actions.
• Assist in achieving monthly cash collection targets.
• Identify credit risks and propose mitigation strategies.
• Update credit files and customer documentation.
• Assist in periodic reviews of existing credit limits.
• Prepare reports on credit exposures and collections.
• Support audits with credit data.
• Work with sales, finance, and operations on order processing.

Skills

Analytical skills

Credit analysis

ERP systems

Communication skills

Credit control

Credit scoring tools

Attention to detail

Education

Bachelor's degree in Finance, Accounting, Business Administration or related field

Tools

Spreadsheets

ERP systems

Job description

As Assistant Credit Manager supports the Cluster Director of Finance in evaluating customer creditworthiness managing credit limits reducing financial risk and ensuring timely collection of outstanding accounts. This role involves analyzing financial data maintaining credit records coordinating with sales and finance teams and assisting in developing credit policies to support healthy cash flow and minimize bad debt.

Credit Assessment & Approval

• Review and analyze customer credit applications financial statements credit reports and payment history.
• Assist in determining appropriate credit limits and terms based on risk assessment.
• Monitor customer credit performance and report significant changes or risks.
• Support the approval and setup of new customer accounts.

Accounts Receivable & Collections

• Monitor aging reports and follow up on overdue accounts.
• Coordinate with customers to resolve billing issues or payment delays.
• Escalate high-risk accounts and recommend appropriate actions (holds collections negotiations).
• Assist in achieving monthly cash collection targets.

Risk Management

• Identify potential credit risks and propose strategies to mitigate bad debt exposure.
• Update and maintain accurate credit files and customer documentation.
• Assist in conducting periodic reviews of existing customer credit limits.

Process Support & Reporting

• Prepare regular reports on credit exposures overdue accounts and collection status.
• Assist the Credit Manager in developing and implementing credit policies and procedures.
• Support audits by providing documentation and credit-related data.
• Work closely with the sales finance and operations teams to ensure smooth order processing and dispute resolution.

Qualifications :

Skills & Qualifications

• Bachelors degree in Finance Accounting Business Administration or related field.
• Strong analytical and numerical skills.
• Good understanding of credit analysis financial statements and risk assessment.
• Proficiency with spreadsheets and accounting/ERP systems.
• Excellent communication and negotiation skills.
• Experience in credit control accounts receivable or financial analysis.
• Familiarity with credit scoring tools and trade credit insurance.
• Strong attention to detail and ability to work under deadlines.

Additional Information :

Additional Language is an added advantage.

Our commitment to Diversity & Inclusion:
We are an inclusive company and our ambition is to attract recruit and promote diverse talent.

By joining Accor every chapter of your story is yours to write and together we can imagine tomorrows hospitality. Discover the life that awaits you at Accor visit what you love care for the world dare to challenge the status quo! #BELIMITLESS

Remote Work :

No

Employment Type :

Full-time