Credit Risk & Collections Specialist

AccorHotel

Dubai

On-site

AED 150,000 - 210,000

Full time

14 days+

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Job summary

Accor is seeking an Assistant Credit Manager in Dubai to support the Cluster Director of Finance in evaluating customer creditworthiness, managing credit limits, and reducing financial risk. You will analyze financial data, maintain credit records, and assist in developing credit policies to support healthy cash flow and minimize bad debt.

You will review credit applications, determine limits, monitor performance, and help manage accounts receivable, collections, and reporting.

Qualifications

Bachelor's degree in Finance, Accounting, Business Administration or related field.
Strong analytical and numerical skills.
Good understanding of credit analysis, financial statements and risk assessment.

Responsibilities

Review and analyze customer credit applications, financial statements, credit reports, and payment history.
Assist in determining credit limits and terms based on risk.
Monitor customer credit performance and report changes.
Support approval and setup of new customer accounts.
Monitor aging reports and follow up on overdue accounts.
Coordinate with customers to resolve billing issues or delays.
Escalate high-risk accounts and negotiate actions.
Assist in achieving monthly cash collection targets.
Identify credit risks and propose mitigation strategies.
Update credit files and customer documentation.
Assist in periodic reviews of existing credit limits.
Prepare reports on credit exposures and collections.
Support audits with credit data.
Work with sales, finance, and operations on order processing.