Senior Remote Underwriter: Complex Commercial Risks

Placements24; Paarl; Hybrid; ZAR 900,000 - 1,400,000; Full time

Benefits offered by this job

Competitive salary

Fully remote

Health, dental & vision insurance

Generous PTO

Professional development resources

Job summary

Placements24 in South Africa seeks a remote Insurance Underwriter with extensive experience in complex risks to evaluate and price large commercial exposures from Paarl. You will craft tailored insurance solutions that balance profitability with client satisfaction, leveraging industry knowledge across sectors.

The role emphasizes senior underwriting expertise, strong negotiation skills, and the ability to work effectively in a fully remote environment while managing a diverse book of business.

Qualifications

• 8+ years of experience in commercial insurance underwriting, with focus on complex risks.
• Proven track record underwriting large, multifaceted accounts.
• Strong analytical, decision‑making, and problem‑solving abilities.
• Excellent negotiation and communication skills with brokers.
• Proficiency in underwriting software and data analysis tools.
• Bachelor's degree in Business or Finance; professional designations are a plus.

Responsibilities

• Underwrite complex commercial accounts across multiple lines.
• Develop pricing models and negotiate terms with brokers and clients.
• Perform thorough risk analyses using financials and loss history.
• Maintain a profitable book through proactive client engagement.
• Collaborate with claims, legal, and actuarial teams on risk management.
• Stay updated on market trends and regulatory changes.

Skills

Analytical thinking

Decision making

Negotiation

Communication

Problem solving

Education

Bachelor's degree in Business or Finance

Tools

Underwriting software

Data analysis tools

Job description

Placements24 in South Africa seeks a remote Insurance Underwriter with extensive experience in complex risks to evaluate and price large commercial exposures from Paarl. You will craft tailored insurance solutions that balance profitability with client satisfaction, leveraging industry knowledge across sectors.

The role emphasizes senior underwriting expertise, strong negotiation skills, and the ability to work effectively in a fully remote environment while managing a diverse book of business.