Senior Personal Lines Underwriter - Risk & Growth

RMB; Randburg; On-site; ZAR 520,000 - 700,000; Full time

Job summary

FNB Short Term Insurance in Randburg is seeking a Personal Lines Insurance Underwriter to evaluate, analyse, and approve applications for building, contents, motor, portables and personal liability. You will balance risk with growth, and collaborate with brokers, sales, servicing and claims.

The role supports underwriting operational enablement, process automation, and regulatory compliance, with a focus on delivering exceptional client service and streamlined decision-making.

Qualifications

• Bachelor’s degree in insurance, Risk Management, Finance, or related field.
• Professional insurance qualifications.
• RE5 qualification and FAIS compliance.
• Minimum 5 years of underwriting experience in personal lines insurance.

Responsibilities

• Evaluate, analyse and approve personal lines insurance applications.
• Develop and maintain underwriting frameworks, policies, and procedures.
• Provide guidance and training to brokers, agents, and internal teams.
• Collaborate with product development to align underwriting practices with market needs.
• Monitor performance metrics and streamline underwriting workflows to reduce turnaround times.
• Ensure regulatory compliance and manage risk with cross-functional teams.

Skills

Analytical skills

Decision making

Communication

Negotiation

Stakeholder engagement

Customer-centric mindset

Attention to detail

Problem solving

Independent work

Education

Bachelor’s degree in insurance or related field

Professional insurance qualifications

RE5 qualification

FAIS compliance

Job description

FNB Short Term Insurance in Randburg is seeking a Personal Lines Insurance Underwriter to evaluate, analyse, and approve applications for building, contents, motor, portables and personal liability. You will balance risk with growth, and collaborate with brokers, sales, servicing and claims.

The role supports underwriting operational enablement, process automation, and regulatory compliance, with a focus on delivering exceptional client service and streamlined decision-making.