Personal Lines Underwriter — Risk & Growth

FirstRand Limited; Randburg; On-site; ZAR 350,000 - 550,000; Full time

Job summary

FirstRand Limited is seeking a Senior Personal Lines Underwriter in Randburg to evaluate, analyse, and approve personal insurance applications, balancing risk with business growth and ensuring regulatory compliance. You will support brokers, agents, and internal teams while leveraging data and technology to improve efficiency.

The role emphasizes collaboration with product development and actuarial teams to align underwriting practices with market needs and to drive profitability in a compliant

Qualifications

• Bachelor’s degree in insurance, risk management, or related field.
• Minimum 5 years of underwriting experience in personal lines.
• RE5 qualification and FAIS compliance.

Responsibilities

• Develop and maintain underwriting frameworks, policies, and procedures.
• Provide training to brokers, agents, and internal teams on criteria.
• Leverage data analytics to streamline underwriting processes and risk assessments.
• Balance risk with profitability while ensuring regulatory compliance.

Skills

Analytical thinking

Negotiation skills

Communication skills

Education

Bachelor’s degree in insurance, Risk Management, Finance

RE5 qualification

FAIS compliant

Job description

FirstRand Limited is seeking a Senior Personal Lines Underwriter in Randburg to evaluate, analyse, and approve personal insurance applications, balancing risk with business growth and ensuring regulatory compliance. You will support brokers, agents, and internal teams while leveraging data and technology to improve efficiency.

The role emphasizes collaboration with product development and actuarial teams to align underwriting practices with market needs and to drive profitability in a compliant