Senior Credit Risk Architect & Decision Scientist

Weaver Fintech Ltd; Wes-Kaap; On-site; ZAR 900,000 - 1,300,000; Full time

Job summary

PayJustNow is seeking a Senior Credit Risk Analyst to turn fragmented data into profitable lending decisions across BNPL and retail loan products. The role covers data integration, scorecard development, and end-to-end origination strategy to improve risk-adjusted return.

You will lead data governance, model lifecycle, and decision-engine design, partnering with data engineering, product and finance to standardise risk metrics and drive commercial outcomes.

Job description

PayJustNow is seeking a Senior Credit Risk Analyst to turn fragmented data into profitable lending decisions across BNPL and retail loan products. The role covers data integration, scorecard development, and end-to-end origination strategy to improve risk-adjusted return.

You will lead data governance, model lifecycle, and decision-engine design, partnering with data engineering, product and finance to standardise risk metrics and drive commercial outcomes.