Senior Credit Analyst - Hybrid Corporate Lending

Placements24; Klerksdorp; Hybrid; ZAR 700,000 - 900,000; Full time

Benefits offered by this job

Health insurance

Retirement benefits

Hybrid work arrangement

Generous annual leave

Job summary

Placements24 in Klerksdorp, North West seeks a Senior Credit Analyst to strengthen our lending division. You will assess corporate borrowers, analyze financial statements, and structure loan facilities with compliant risk controls.

Candidates should have at least 5 years in credit analysis or corporate banking, with strong proficiency in Excel and financial modeling, and solid communication skills for client engagements in a hybrid work model.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 5 years of experience in credit analysis, corporate banking, or a related financial role.
• Strong understanding of financial statement analysis, ratio analysis, and cash flow modeling.

Responsibilities

• Conduct comprehensive financial analysis of corporate borrowers, including financial statements, cash flow projections, and industry analysis.
• Assess credit risk and structure appropriate loan facilities, covenants, and pricing.
• Prepare detailed credit reports and recommendations for loan approval or rejection.
• Monitor existing loan portfolio performance, identifying potential risks and recommending proactive measures.
• Ensure compliance with internal credit policies and external regulatory requirements.
• Engage with clients to gather necessary information and discuss financial performance and credit needs.
• Collaborate with relationship managers and other stakeholders to ensure effective risk management.
• Stay updated on economic conditions and industry trends that may impact credit quality.

Skills

Analytical thinking

Problem-solving

Decision-making

Written communication

Verbal communication

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Excel

Job description

Placements24 in Klerksdorp, North West seeks a Senior Credit Analyst to strengthen our lending division. You will assess corporate borrowers, analyze financial statements, and structure loan facilities with compliant risk controls.

Candidates should have at least 5 years in credit analysis or corporate banking, with strong proficiency in Excel and financial modeling, and solid communication skills for client engagements in a hybrid work model.