Hybrid Credit Risk Analyst - Corporate Banking

Placements24; Mtubatuba Local Municipality; Hybrid; ZAR 650,000 - 1,050,000; Full time

Benefits offered by this job

Competitive salary

Performance-based incentives

Medical and retirement benefits

Professional development opportunities

Job summary

Placements24 is seeking a Credit Risk Analyst for a prominent corporate banking client in Richards Bay, KwaZulu-Natal. The role focuses on assessing creditworthiness of corporate borrowers, analyzing financial statements, evaluating collateral, and recommending credit facilities.

The position offers a hybrid work model with in-office collaboration and flexible remote work. You will work with relationship managers to structure solutions, develop risk models, monitor portfolios, and ensure

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or related field.
• Strong analytical and problem-solving abilities.
• Excellent written and verbal communication skills.

Responsibilities

• Analyze financial statements, cash flow projections, and industry trends to assess credit risk.
• Prepare credit memorandums and recommendations for loan approvals and renewals.
• Monitor portfolio performance and identify early warning signs of distress.
• Conduct due diligence and site visits when required.
• Develop and maintain credit risk models and scoring systems.
• Ensure compliance with credit policies and regulatory requirements.
• Collaborate with relationship managers to structure credit solutions.
• Communicate credit decisions and rationales clearly to stakeholders.

Skills

Analytical skills

Communication skills

Decision-making

Education

Bachelor's degree in Finance, Economics, Accounting, or related field

Job description

Placements24 is seeking a Credit Risk Analyst for a prominent corporate banking client in Richards Bay, KwaZulu-Natal. The role focuses on assessing creditworthiness of corporate borrowers, analyzing financial statements, evaluating collateral, and recommending credit facilities.

The position offers a hybrid work model with in-office collaboration and flexible remote work. You will work with relationship managers to structure solutions, develop risk models, monitor portfolios, and ensure