Mortgage Loan Officer

Placements24; Centurion; Hybrid; ZAR 300,000 - 550,000; Full time

Benefits offered by this job

Remote work with tech support

Competitive base salary + uncapped...

Health and wellness benefits

Generous paid time off

Ongoing training and development

Job summary

Placements24 in South Africa seeks a Mortgage Loan Officer for a fully remote role based in Centurion. You will guide clients through mortgage products, assess financial goals, and help secure financing while building a robust referral network.

You will earn a competitive base salary with uncapped commission, enjoy comprehensive benefits, and participate in ongoing training. The position requires NCA qualification and NCR registration, with strong CRM and origination software skills.

Qualifications

• Proven track record in mortgage lending or related sales.
• Strong knowledge of mortgage products, underwriting guidelines, and regulatory requirements.
• Excellent sales, negotiation, and interpersonal skills.

Responsibilities

• Proactively generate leads and build a client base through networking and marketing.
• Interview borrowers to assess their financial situation and determine suitable mortgage products.
• Guide clients through the mortgage application process from submission to closing.
• Maintain up-to-date knowledge of mortgage regulations and product offerings.
• Develop relationships with real estate agents, brokers, and referral sources.

Skills

Sales experience

Negotiation

Interpersonal skills

Client relationship building

Education

NCA qualification and NCR registration

Tools

Loan origination software

CRM systems

Job description

About the Role

Join a forward-thinking financial institution in Centurion as a Mortgage Loan Officer . This role is integral to assisting clients in navigating the complexities of home ownership by providing expert guidance on mortgage products and securing financing. You will build relationships with customers, understand their financial goals, and offer tailored mortgage solutions. As a fully remote position, you will leverage technology to connect with clients and manage the loan application process efficiently, contributing significantly to our client's mission of making homeownership accessible.

Key Responsibilities

• Proactively generate leads and build a strong client base through networking and marketing efforts.
• Interview potential borrowers to assess their financial situation and determine appropriate mortgage products.
• Guide clients through the entire mortgage application process, from submission to closing.
• Maintain up-to-date knowledge of mortgage lending regulations, industry trends, and product offerings.
• Develop and maintain strong relationships with real estate agents, brokers, and other referral sources.

Requirements

• Proven track record as a Mortgage Loan Officer or similar sales role in the financial services industry .
• Excellent understanding of mortgage loan products, underwriting guidelines, and regulatory compliance.
• Strong sales, negotiation, and interpersonal skills.
• Proficiency in using loan origination software and CRM systems.
• Valid South African National Credit Act (NCA) qualification and registration with the National Credit Regulator (NCR).

Benefits

• Competitive base salary plus uncapped commission structure.
• Comprehensive health and wellness benefits package.
• Generous paid time off and holidays.
• Remote work environment with all necessary technological support.
• Extensive training and ongoing professional development opportunities.