Mortgage Originator

Placements24; Vereeniging; Hybrid; ZAR 360,000 - 540,000; Full time

Benefits offered by this job

Commission structure

Hybrid work arrangement

Health insurance

Retirement plan

Training & development

Job summary

Placements24 in Vereeniging, Gauteng, seeks a Mortgage Originator for a hybrid role combining client interaction with loan processing support. You will build relationships, assess client financials, and guide borrowers through the full mortgage journey while coordinating with underwriters and processors to ensure smooth approvals.

The ideal candidate will have proven mortgage origination experience, strong sales and negotiation skills, and a solid understanding of lending guidelines and

Qualifications

• Proven track record in mortgage origination or related sales within financial services.
• Excellent sales, negotiation, and interpersonal skills.
• Strong understanding of mortgage products, lending guidelines, and regulatory compliance.
• Ability to work independently and manage a pipeline of prospective clients.
• Proficiency in CRM software and loan origination systems.
• Relevant certifications or licenses as required by industry regulations.

Responsibilities

• Generate new mortgage business through networking, referrals, and client relationship management.
• Meet with prospective borrowers to assess financials and determine suitable mortgage products.
• Guide clients through the mortgage application process from inquiry to closing.
• Ensure loan applications are complete, accurate, and compliant with policies and regulations.
• Collaborate with underwriters, processors, and closers for timely loan origination.
• Stay informed about market trends, competitor offerings, and new mortgage products.

Skills

Mortgage origination experience

Sales & negotiation

Interpersonal skills

Independent work

Regulatory compliance knowledge

Certifications or licenses

Tools

CRM software

Loan origination systems

Job description

About the Role

Our client is looking for a motivated and customer-focused Mortgage Originator to join their thriving branch in Vereeniging. In this role, you will be responsible for building relationships with clients, understanding their financial needs, and guiding them through the mortgage application process. You will work closely with internal teams to ensure efficient and accurate processing of mortgage loans, contributing to the company's growth and client satisfaction in the Gauteng region. This hybrid position offers a blend of client interaction and operational work, providing an excellent platform for sales and finance professionals.

Key Responsibilities

• Generate new mortgage business through networking, referrals, and client relationship management.
• Meet with prospective borrowers to assess their financial situation and determine appropriate mortgage products.
• Guide clients through the entire mortgage application process, from initial inquiry to closing.
• Ensure all loan applications are complete, accurate, and compliant with company policies and regulatory requirements.
• Collaborate with underwriters, processors, and closers to ensure timely and efficient loan origination.
• Stay informed about market trends, competitor offerings, and new mortgage products.

Requirements

• Proven track record in mortgage origination or a related sales role within financial services.
• Excellent sales, negotiation, and interpersonal skills.
• Strong understanding of mortgage products, lending guidelines, and regulatory compliance.
• Ability to work independently and manage a pipeline of prospective clients.
• Proficiency in CRM software and loan origination systems.
• Relevant certifications or licenses as required by industry regulations.

Benefits

• Competitive base salary plus attractive commission structure and bonuses.
• Hybrid work arrangement for a flexible schedule.
• Comprehensive benefits package, including health insurance and retirement savings plan.
• Extensive training and ongoing professional development opportunities.
• Supportive team environment focused on achieving sales targets and client success.