Junior Underwriter (Short Term Insurance)

Morton Moore Financial Services; Pretoria; On-site; ZAR 180,000 - 240,000; Full time

Benefits offered by this job

CPD support towards industry quals

Structured mentorship from seniorunder

Long-term growth opportunities

Job summary

Morton Moore Financial Services, a Pretoria-based short-term insurance brokerage, seeks two Junior Short-Term Insurance Underwriters to join a growing underwriting team. This role suits individuals early in their careers, offering mentorship and structured development within a close-knit, supportive environment.

You will assess and process new business, renewals and endorsements for personal and commercial lines, prepare quotes, review risk information, and ensure compliance with FAIS, TCF and

Qualifications

• NQF Level 4 qualification in Short-Term Insurance (min 150 FAIS credits) or equivalent.
• RE5 Regulatory Examination completed.
• FAIS fit and proper in terms of FAIS legislation.
• 1–2 years’ experience in short-term insurance underwriting or learnership/internship.
• Strong admin and organisational skills with high accuracy.
• Fluent in English; Afrikaans advantageous.

Responsibilities

• Assess, rate and process new business, renewals, endorsements and cancellations.
• Prepare quotations and policy schedules within agreed turnaround times.
• Review risk information and survey reports to determine terms and conditions.
• Apply underwriting guidelines and refer risks outside mandate to seniors.
• Liaise with insurers, brokers and clients on cover queries and requirements.
• Conduct annual renewal reviews including sum insured adequacy and premium adjustments.
• Maintain accurate client, policy and risk records on the brokerage system.
• Ensure compliance with FAIS, TCF, POPIA and internal policies.
• Provide general admin support to underwriting.

Skills

FAIS compliance

Underwriting exposure

Personal & Commercial lines

Communication in English

Administrative accuracy

Education

NQF Level 4 Short-Term Insurance (150 FAIS credits)

Tools

Cardinal

Flexi

TIAL

MS Office

Job description

Our client, an established short-term insurance brokerage based in Pretoria East, is seeking two Junior Short-Term Insurance Underwriters to join their growing underwriting team. The role is suited to industry-qualified individuals in the early stages of their careers who are looking to build long-term expertise in personal and commercial lines. Full mentorship and structured development will be provided within a close-knit, supportive team.

Key Responsibilities

• Assess, rate and process new business, renewals, endorsements and cancellations across personal and commercial lines
• Prepare and issue quotations, comparative quotes and policy schedules within agreed turnaround times
• Review risk information, supporting documentation and survey reports to determine acceptable terms and conditions
• Apply underwriting guidelines and delegated authority, referring risks outside of mandate to senior underwriters or insurer partners
• Liaise with insurers, brokers and clients regarding cover queries, amendments and outstanding requirements
• Conduct annual renewal reviews, including sum insured adequacy, premium adjustments and re-broking where required
• Maintain accurate and up-to-date client, policy and risk records on the brokerage administration system
• Follow up on outstanding documentation, FICA requirements, debit order mandates and premium collections
• Support the claims department by confirming cover and policy status at the time of loss
• Assist with the preparation of underwriting reports and management information
• Ensure all activity complies with FAIS, TCF, POPIA and internal compliance requirements
• Maintain product knowledge and complete annual CPD requirements
• Provide general administrative support to the underwriting department as required

Requirements

• NQF Level 4 qualification in Short-Term Insurance (minimum 150 FAIS credits) or equivalent
• RE5 Regulatory Examination completed
• Fit and Proper in terms of FAIS legislation
• Practical exposure to short-term insurance underwriting, whether through a learnership, internship or 1–2 years' experience
• Working knowledge of personal and/or commercial lines products
• Strong administrative and organisational skills with a high level of accuracy and attention to detail
• Confident written and verbal communication in English; Afrikaans proficiency advantageous
• Computer literate in MS Office; experience on an insurance administration system (Cardinal, Flexi, TIAL or similar) advantageous
• A collaborative, service-oriented approach and a genuine willingness to learn

Benefits

Benefits and Compensation Our client is offering a market-related salary depending on qualifications and experience. In addition, the successful candidates can expect:

• Support towards CPD and further industry qualifications
• Structured mentorship from senior underwriters
• Long-term growth opportunities within a stable, established brokerage