Junior Underwriter

Deka Minas (Pty) Ltd; Roodepoort; On-site; ZAR 30,000 - 50,000; Full time

Benefits offered by this job

Competitive market-related salary

Exposure to niche Motor Industry underwriting environment

Supportive team culture with growth opportunities

Job summary

Deka Minas (Pty) Ltd is seeking a motivated Junior Underwriter to join their team in Roodepoort. This position is ideal for candidates looking to build a career in underwriting within the specialized Motor Industry. Duties include assisting with risk assessment, policy administration, and ensuring compliance with regulatory standards. Candidates must have a RE5 qualification, FAIS-compliant credits, and at least 1 year of relevant experience. A supportive team culture and competitive salary on offer.

Qualifications

• Minimum 1 year experience in underwriting or short-term insurance.
• Understanding of short-term insurance principles and underwriting processes.
• Computer literate with strong administrative and numerical skills.

Responsibilities

• Assist with underwriting of motor-related risks.
• Evaluate and analyse new business, renewals, endorsements, and cancellations.
• Accurately capture and maintain policy data on underwriting systems.
• Liaise with brokers, dealerships, and internal stakeholders.
• Prepare quotations, policy schedules, and supporting documentation.
• Support claims-related underwriting queries.

Skills

Attention to detail

Analytical thinking

Verbal communication

Written communication

Time management

Customer focus

Education

RE5 qualification

FAIS-compliant credits

Relevant insurance or financial services qualification

Job description

Our client, a specialist underwriting business within the Motor Industry, is seeking a motivated and detail-oriented Junior Underwriter to join their growing team in Roodepoort. This role is well suited to a candidate looking to build a long-term career in underwriting within a specialised automotive environment.

The successful candidate will support senior underwriters with risk assessment, policy administration, and client servicing while ensuring full compliance with regulatory and internal underwriting standards.

Key Responsibilities

• Assist with underwriting of motor-related risks in line with company guidelines
• Evaluate and analyse new business, renewals, endorsements, and cancellations
• Accurately capture and maintain policy data on underwriting systems
• Liaise with brokers, dealerships, and internal stakeholders to obtain outstanding information
• Ensure underwriting decisions comply with FAIS and regulatory requirements
• Prepare quotations, policy schedules, and supporting documentation
• Support claims-related underwriting queries where required
• Maintain high levels of accuracy, turnaround times, and service excellence
• Escalate complex or high-risk cases to senior underwriters

Minimum Requirements

• RE5 qualification (mandatory)
• FAIS-compliant credits (mandatory)
• Minimum 1 year experience in underwriting or short-term insurance (motor-related experience preferred)
• Understanding of short-term insurance principles and underwriting processes
• Computer literate with strong administrative and numerical skills

Qualifications

• Relevant insurance or financial services qualification (advantageous)
• Ongoing CPD compliance in line with FAIS requirements

Required Skills & Competencies

• Strong attention to detail and analytical thinking
• Excellent written and verbal communication skills
• Ability to work under pressure and meet deadlines
• Team player with a proactive and eager-to-learn attitude
• Good organisational and time-management skills
• Customer-focused with a commitment to service excellence

What’s on Offer

• Competitive market-related salary
• Exposure to a niche Motor Industry underwriting environment
• Supportive team culture with growth and development opportunities