Data-Driven Credit Risk Analyst — Paarl

Placements24; Stellenbosch; Sur place; ZAR 480 000 - 640 000; Plein temps

Résumé du poste

Placements24 is seeking a sharp and analytical Credit Risk Analyst to join its lending division in Paarl. You will assess borrower creditworthiness, analyze financial statements, and support risk-based loan decisions in a banking environment.

The role emphasizes credit scoring, risk assessment, and regulatory compliance, with opportunities for professional growth within a stable financial institution located in the Cape Winelands.

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, or related quantitative field.
• 2–3 years of experience in credit analysis or risk management in a financial institution.
• Strong financial statement, cash flow, and ratio analysis skills.
• Excel proficiency for data analysis and modeling.
• Excellent analytical, problem-solving, and decision-making abilities.
• Clear communication and interpersonal skills to articulate risk assessments.

Responsabilités

• Analyze financial statements and credit data to assess loan risk.
• Develop credit scoring models and risk rating systems.
• Recommend loan approvals and terms based on risk.
• Monitor portfolios for credit deterioration.
• Prepare and present credit assessment reports to the committee.
• Ensure compliance with internal policies and external regulations.

Connaissances

Excel for data analysis

Financial statement analysis

Cash flow analysis

Ratio analysis

Analytical thinking

Problem-solving

Decision making

Communication skills

Formation

Bachelor's degree in Finance, Economics, Mathematics, or related quantitative field

Description du poste

Placements24 is seeking a sharp and analytical Credit Risk Analyst to join its lending division in Paarl. You will assess borrower creditworthiness, analyze financial statements, and support risk-based loan decisions in a banking environment.

The role emphasizes credit scoring, risk assessment, and regulatory compliance, with opportunities for professional growth within a stable financial institution located in the Cape Winelands.