Credit Risk & Client Growth Analyst

FirstRand Bank Limited; Cape Town; On-site; ZAR 300,000 - 420,000; Full time

Job summary

FirstRand Bank Limited, through FNB Commercial Financial Advisory Growth Channel in Cape Town, seeks a credit analyst to evaluate lending risks and provide insights for informed financial solutions. You will support client relationships while driving responsible growth.

The role emphasizes financial advisory exposure, data-driven risk assessment, and delivering quality outputs within governance standards. Adaptability, curiosity, and sales-minded collaboration are valued in this team.

Qualifications

• Advisory Industry knowledge or Finance related Diploma.
• Ability to support a Financial Advisor.
• Experience working in an Advisory environment.
• Ability to resolve customer queries and complaints.
• Ensure quality and accuracy of outputs.
• NQF 6 in financial management or financial qualification.
• 3+ min experience in a Financial Advisory support role or Financial Analyst role.

Responsibilities

• Analyses credit data to estimate degree of risk in extending credit or lending money.
• Year on year revenue growth versus budget for team portfolio.
• Achieving the delivery of exceptional customer experience against Balanced Scorecard standards.
• Act as the point of contact for the defined customer portfolio and resolve complaints.
• Manage growth of active customer account base and strengthen client relationships.
• Prepare credit proposals for review by Credit Product House.
• Keep abreast with market and credit policy developments.
• Manage own development to increase competencies.

Skills

Credit analysis

Risk assessment

Client relations

Sales orientation

Data analysis

Education

NQF 6 in financial management

Finance related Diploma

3+ years advisory/financial analyst experience

Job description

FirstRand Bank Limited, through FNB Commercial Financial Advisory Growth Channel in Cape Town, seeks a credit analyst to evaluate lending risks and provide insights for informed financial solutions. You will support client relationships while driving responsible growth.

The role emphasizes financial advisory exposure, data-driven risk assessment, and delivering quality outputs within governance standards. Adaptability, curiosity, and sales-minded collaboration are valued in this team.