Credit Risk Analyst: Insightful Analysis & Collaboration

FirstRand Limited

Johannesburg

On-site

ZAR 480,000 - 640,000

Full time

14 days+

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Job summary

FirstRand Limited seeks a credit risk analyst to gather, analyze and derive insights from client financial information related to credit risk within the portfolio. You will perform comprehensive financial analysis, cash flow modelling and stress-testing to assess exposures and liabilities.

Works closely with relationship teams to understand client environments and industries for informed credit decisions. You will also advise juniors, build client relationships, and ensure governance and

Qualifications

Experience in analysing client financial information for credit risk.
Ability to build cash flow models and run sensitivity analyses.
Familiarity with credit structures and risk mitigation.
Ability to present insights to management and credit committees.

Responsibilities

Analyse client financial information to assess credit risk exposure.
Undertake cash flow modelling and sensitivity analyses.
Collaborate with relationship managers to understand client business and industry.
Propose credit structure solutions and stress-test scenarios.
Present findings to management and credit committee with recommendations.