Credit Assistant - VKB Financing, Newcastle

VKB Agriculture; Newcastle; On-site; ZAR 180,000 - 240,000; Full time

Job summary

VKB Group in South Africa is seeking a diligent Credit Assistant who embodies their values and supports the credit manager with the debtors book. The role focuses on analytical assessment, accurate financial data interpretation, client-facing interactions, and collaboration with loan officers and analysts to ensure compliant credit decisions.

You will work in a high-pressure environment, handle EFTs, journals, and client queries, and apply the National Credit Act while delivering reliable

Qualifications

• Grade 12 or NQF4 qualification.
• Experience in banking/financial environment preferred.
• Computer literate; intermediate Excel and Word.
• Knowledge of the National Credit Act.
• Fluent in Afrikaans and English; client facing role.

Responsibilities

• Recovery of ad hoc costs per transaction.
• Payment of expenses as required (correct and timely).
• General administrative functions (EFTs, journals, and receipts).
• Ensure EFT and journals meet audit requirements daily.
• Filing of documents (scan and file).
• Timely completion of inquiries and follow-ups with auditors.
• Opening and input of new membership applications and cards.
• Collaboration with internal departments to address client needs.
• Application of the POPI Act in handling member inquiries.

Skills

Analytical

Conflict Handling

Negotiation skills

Good communication

Numerate

Pressure handling

Afrikaans

English

Education

Grade 12 or NQF4

Tools

Excel

Word

Job description

Introduction to the VKB Group

The VKB Group is an agricultural company, providing support to farmers and producing straight-from-the farm-foods for consumers. Apart from the various consumer brands, the VKB Group is also represented by its regional brands: VKB, GWK and NTK. Our roots are firmly planted in agriculture with farming at our core, continuously growing and evolving throughout the years.

Starting with providing everything needed on the farm to produce food, we now also operate in all areas of the food supply chain: processing, logistics, and national and global market channels.

This “house of brands” we’ve established with the support of our farmer shareholders is the foundation for building the agribusiness of the future.

At VKB, we believe farming is more than just a livelihood — it’s the heartbeat of our communities. Every day, we stand alongside farmers, helping them plant seeds of possibility and nurture growth for future generations.

The role:

We’re looking for a Credit Assistantwho embodies our values:

• Smart - Apply analytical thinking to assess creditworthiness, interpret financial data, and make sound recommendations. Being smart means not just knowing the numbers, but understanding the story behind them.
• Bold - Confidently raise concerns or insights when reviewing applications, even if they challenge assumptions. Boldness ensures risks are flagged early and opportunities aren’t overlooked.
• Hungry Show eagerness to learn new credit policies, financial tools, and industry trends. A hungry assistant actively seeks growth and improvement, aiming to deliver better results each day.
• Humble Recognize that credit decisions impact people’s lives. Approach each case with empathy, respect, and a willingness to learn from colleagues and feedback.
• Play as a team Collaborate with loan officers, analysts, and customer service teams to ensure smooth processes. Teamwork means sharing knowledge, supporting others, and celebrating collective success.

Job Description

Provide general support to credit manager regarding the management of the assigned debtors book.

Requirements

• Grade 12 or NQF4
• Experience within the banking and financial environment will serve as recommendation
• Computer Literate, Excel and Word at intermediate level
• Constantly adding value to the current functions of the job
• Ability to function well in a high-pressure environment
• Knowledge of the National Credit Act
• Fluent in Afrikaans and English as this position is a client facing role

Duties

• Recovery of ad hoc costs per transaction
• Payment of expenses as required (correct and timely)
• General administrative functions (EFT’s, journals, and receipts)
• Ensure EFT and journals meet all audit requirements on a daily basis as prescribed
• Filing of all completed documentation (scan and file in File Director)
• Timely completion and follow-up of administrative duties (inquiries, auditors)
• Correct processing of direct bank payments, punctual allocation of funds, allocation of deposits, journals, and receipts on a daily basis
• Resolving and coordinating client complaints, requests, and inquiries
• Completion of tasks – urgency, professionalism, and contributing to improved outputs
• Opening and input of new membership applications (Members/Non-Members and Staff) and cards
• Opening of new Memberships and all related administration around Memberships
• Collaboration with internal departments to address client needs
• Application of the POPI Act in handling member inquiries

Skills

• Accurate
• Analytical
• Conflict Handling
• Negotiation skills
• Good communication skills
• Numerate
• Ability to work under pressure with time constraints

Why VKB?

Because at VKB, you’re not just managing credit - You’re building futures.

You’ll find a team that values people over prestige, growth over comfort, and collaboration over competition.

You’ll find a place where your work has meaning, your values are shared, and your career can grow as steadily as the fields we serve.

You’ll find more than a career — you’ll find purpose.

If this sounds like the story you’d like to write for your career — we’d love to grow with you.

OTHER INFORMATION

The company can expire jobs at any time at their own discretion.

VKB Group and/or its subsidiary companies will use any personal data collected through the job opportunities section of this website for recruitment purposes only and, should your application be successful, for purposes connected with your employment.

VKB Group is an equal opportunity employer. VKB Group’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process aligned to VKB Group’s Employment Equity & Transformation Strategy. VKB Group actively supports the recruitment of People with Disabilities.

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