Credit Analyst: Risk, Modeling & Deal Structuring

RMB; Cape Town; On-site; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Networking opportunities

Challenging work

Career growth

Job summary

RMB in Cape Town is seeking a Credit Analyst with a CA (SA) qualification and 2–4 years of relevant experience to evaluate risk on debt and equity deals and build financial models. You will engage with clients, structure deals under bank risk guidelines, and manage timelines from submission to committee decisions.

The role requires strong report writing, advisory skills, and effective communication with stakeholders to influence favorable client outcomes.

Qualifications

• CA (SA) chartered accountant with 2–4 years' relevant experience in investment banking or credit risk.
• Ability to unpack and critically assess debt and equity deals across geographies and industries.
• Strong report writing skills and timeliness for deal submissions.

Responsibilities

• Assess and manage credit risk for client debt and equity deals.
• Build/validate financial models to forecast performance.
• Present deals at committee and coordinate with deal teams.

Skills

Credit risk assessment

Financial analysis

Stakeholder engagement

Deal evaluation

Education

CA (SA) with 2–4 years experience

Tools

Excel

Job description

RMB in Cape Town is seeking a Credit Analyst with a CA (SA) qualification and 2–4 years of relevant experience to evaluate risk on debt and equity deals and build financial models. You will engage with clients, structure deals under bank risk guidelines, and manage timelines from submission to committee decisions.

The role requires strong report writing, advisory skills, and effective communication with stakeholders to influence favorable client outcomes.