Real Estate Credit Analyst: Drive Risk & Deals

FirstRand Bank Limited; Sandton; On-site; ZAR 900,000 - 1,300,000; Full time

Benefits offered by this job

Networking opportunities

Challenging work to innovate

Job summary

FirstRand Bank Limited in South Africa seeks a candidate who can unpack and critically assess risk in debt and equity deals for clients across geographies. You will interrogate client models, build or assess financial forecasts, and structure deals in line with the bank's risk philosophy.

Ideal candidate is CA(SA) with 2–3 years credit analyst experience; real estate exposure is beneficial. You will present deals to committees, manage timelines, write reports, and build strong relationships with

Qualifications

• CA(SA) with 2-3 years of credit analyst experience.
• Real estate experience is beneficial.
• Strong work ethic and ownership mindset.

Responsibilities

• Unpack and critically assess risk of debt and equity deals for clients across geographies.
• Interrogate client business models and identify risks.
• Assess and build financial models for forecasting and validation.
• Structure deals in line with the bank's risk philosophy.
• Present deals at committee and manage Q&A to influence outcomes.
• Manage timelines and produce strong report writing for submissions.
• Build and maintain stakeholder relationships across teams.

Skills

Credit analysis

Financial modeling

Report writing

Verbal communication

Stakeholder management

Negotiation

Education

CA (SA)

Job description

FirstRand Bank Limited in South Africa seeks a candidate who can unpack and critically assess risk in debt and equity deals for clients across geographies. You will interrogate client models, build or assess financial forecasts, and structure deals in line with the bank's risk philosophy.

Ideal candidate is CA(SA) with 2–3 years credit analyst experience; real estate exposure is beneficial. You will present deals to committees, manage timelines, write reports, and build strong relationships with