Broker Consultant (Trucking Insurance)

Morton Moore Financial Services; Durban; On-site; ZAR 335,000 - 558,000; Full time

Benefits offered by this job

CTC up to R45k/mo

Performance incentives

Travel allowance

Laptop and cellphone

Training and development

Career growth

Job summary

Morton Moore Financial Services in Durban is seeking a Portfolio Manager / Broker Consultant to manage and grow an independent broker portfolio. The role blends sales and relationship management, driving profitable premium growth while upholding underwriting quality and service standards.

You will engage with brokers in person and virtually, educate them on our value proposition, monitor portfolio health, renewals, and contribute to market insights.

Qualifications

• Matric / Grade 12 essential and FAIS qualification.
• RE5 regulatory examination completed.
• Minimum 5 years' SA short-term insurance experience in broker consulting or portfolio management.
• Proven sales track record with negotiation and closing ability.
• Excellent written communication and professional email/proposal writing.

Responsibilities

• Manage, service and grow allocated portfolio of independent brokers and corporate brokerages.
• Achieve and exceed new business and retention targets across short-term products.
• Schedule and conduct regular in-person and virtual broker appointments.
• Educate brokers on value proposition, underwriting appetite and strategy.
• Identify portfolio gaps and cross-sell opportunities.
• Monitor portfolio health, claims history and loss ratios; take corrective action.
• Review renewals; advise on premiums, sums insured and cover changes.
• Present portfolio data and market trends in reviews.
• Ensure documentation is accurate before handover to Admin.
• Communicate changes to underwriting criteria and regulatory requirements.

Skills

Sales experience

Negotiation

Communication

Written communication

MS Office

Education

Matric / Grade 12

Short-term insurance qualification (NQF 4/5)

RE5 regulatory examination

Tools

Insurance administration systems

Job description

Our client, a specialist short-term insurance provider, is seeking a Portfolio Manager / Broker Consultant to manage, support and grow their independent broker portfolio in the Durban region. The role sits at the intersection of sales and relationship management, with the successful candidate responsible for driving profitable premium growth while maintaining underwriting quality and service standards. This is a strong opportunity for a commercially driven insurance professional who enjoys being out in the market and building lasting partnerships.

Key Responsibilities

• Manage, service and grow an allocated portfolio of independent brokers and corporate brokerages within the region
• Achieve and exceed new business and retention targets across core and value-added short-term insurance products
• Schedule, prepare thoroughly for, and conduct regular in-person and virtual broker appointments
• Educate brokers on the company's value proposition, product offering, underwriting appetite and long-term strategy
• Conduct needs assessments to identify portfolio gaps, cross-sell opportunities and new market segments
• Monitor portfolio health, claims experience and loss ratios against regional targets, and take corrective action where required
• Review and screen upcoming renewals, advising on premium adjustments, sums insured and cover restructuring
• Prepare and present portfolio data, performance metrics and market trends in sales and business review meetings
• Ensure all documentation is accurate and complete before handover to the Administration Department
• Proactively communicate changes to underwriting criteria, product terms and regulatory requirements to brokers
• Ensure adherence to Service Level Agreements, corporate identity standards and internal compliance requirements
• Build strong internal working relationships with sales peers, administration, finance and management
• Represent the company professionally in the market and act as a brand ambassador at industry events
• Attend to ad-hoc business, operational and reporting requirements as they arise

Requirements

• Matric / Grade 12 (essential)
• Full short-term insurance qualification (NQF Level 4/5, minimum 120 credits) as required by FAIS
• RE5 regulatory examination completed
• Minimum 5 years' experience within the South African short-term insurance industry, ideally in a broker consulting, portfolio management or external sales capacity
• Proven sales track record with strong negotiation, influencing and closing ability
• Confident, warm and engaging communicator with the ability to build trust and credibility quickly at all levels
• Excellent written communication skills, particularly professional email and proposal writing
• Thorough and well-prepared approach to client engagements, with strong attention to detail
• Intermediate to advanced MS Office skills (Excel, Word, Outlook, PowerPoint) and comfort with insurance administration systems
• Valid driver's licence, own reliable vehicle and willingness to travel within the region
• Fully bilingual in English and Afrikaans (advantageous)

Benefits

• CTC up to R45k per month, with the final offer structured according to the successful candidate's experience, qualifications and track record.
• Performance-based incentives linked to portfolio growth and profitability
• Travel and business expense allowance
• Company laptop and cellphone allowance
• Ongoing product, technical and regulatory training
• Career growth within an established and specialised insurer