Branch Manager De Aar

Finbond Mutual Bank; De Aar; On-site; ZAR 350,000 - 420,000; Full time

Job summary

Finbond Mutual Bank is seeking a Branch Manager to lead a De Aar branch in the Northern Cape. You will drive client growth, sales momentum, and expense controls while ensuring policy compliance and accurate reporting.

The role emphasizes collections performance, supervision of branch staff, and collaboration with Area Managers. The ideal candidate will have a Matric or equivalent, a track record in micro finance or banking, and strong leadership, interpersonal, and numeracy skills to manage

Qualifications

• Matric or equivalent with 2 years proven track record in micro finance, banking or debtor management.
• Microsoft Office skills or equivalent.
• Honest, punctual, leadership ability, interpersonal and sales skills.

Responsibilities

• Branch Management: monitor branch performance, growth, expenses and compliance.
• Implement and manage sales/marketing plans to improve branch results.
• Oversee collections, 87%+ rate, and daily/weekly reporting.
• People management: motivate staff, coach and coordinate with Area Managers.
• Ensure policy adherence, risk controls and staff training.

Skills

Honest

Punctuality

Team leadership

Interpersonal skills

Sales skills

Numeracy skills

Education

Matric or equivalent

Tools

Microsoft Office

Job description

Branch Manager: Job DescriptionThe Branch manager is responsible for the Branch, business, marketing and people managementand Collections for his/her branch forming part of his/her Branch.Primary responsibilities are detailed below:Branch Management- Continuously manage and monitor branch performance with regards to the following:o New Client Growth to the expectancy of targets.o Branch sales growth Month on Month with a minimum expectancy of 2% and ormaintain the minimum criteria set out by the area manager.o Expense monitoring.o Compliant loans created to ensure 87%+ collections rate based on Capital.Business/Compliance management- Ensure implementation of and compliance with internal policy as determined by Executivemanagement.- Ensure NCA compliance in respect of lending policy and display requirements- Ensure adherence to collections policies and procedures in Branch not limited to and includingthe branch daily collections process- Ensure adherence to policies and procedures by all branch staff.- Investigate and report non compliance to area manager.- Monitor potential fraud in branches and report suspicious activities to Area Managers.- Ensure timely and accurate reporting on Branch and within branches.- Ensure that the sum of branch daily/monthly recons are 100% accurate and are balanced everyday.- Manage and report maintenance requirements of company hardware and software.Sales and Marketing Management- Develop implement Sales and Marketing plans to improve branch performance- Effectively implement sales and marketing plans- Measure plan effectiveness and implement correct actions were required to increase sales.- Actively focus on marketing and cross sell of non loan products- Adhere to the daily marketing files and completion there off.- Drive community participation through focussed marketing activitiesCollections:- Daily and weekly monitoring of future instalments- Consistent and accurate Submissions of transactions on Nupay- Ensuring 87% + consistent collections on current.- Adhering to the daily and weekly collections file implementation as set out by seniormanagementPeople Management- Manage, motivate and monitor branch personnel and their performance.- Ensure active 360° communication between branches and Area Managers.- Decision making and problem solving in branches.- Manage staff training requirements and facilitate training.- Recommend to Area Managers staff movement including:o Promotionso Appointmentso Movementso Salary adjustmentsJOB SPECIFICATIONS• BRANCH MANAGERo Task: Matric or equivalent 2 years proven track record in micro finance, banking or debtor management Microsoft Office skills or equivalent• Personal Attributes:o Honestyo Punctualityo Ability to lead a teamo Interpersonal skillso Sales skillso Numeracy skillsCompanyFinbond Mutual BankLocationNorthern CapeJob typeFull TimeCategoryBranch ManagerCareer levelManager (Manager/Supervisor of Staff)Experience1 - 3Posted05 October 2026Closing date10 October 2026