Analyst, Credit Support, Premium

Standard Bank Group; Bloemfontein; On-site; ZAR 420,000 - 660,000; Full time

Job summary

Standard Bank Group in Bloemfontein seeks a credit professional to assist the Manager in day-to-day execution of the credit portfolio within Business & Commercial Banking.

You will analyse credit proposals, monitor risk, and ensure adherence to bank processes. A First Degree, FAIS Representative and 5–7 years in a similar role are required; FAIS, if lacking, allows supervision.

This role emphasizes client understanding and business banking knowledge.

Qualifications

• 5–7 years of credit experience with financial and credit analysis
• Experience operating with a personal delegated authority
• Business development experience is an advantage
• FAIS qualification and experience
• If no FAIS experience, must operate under supervision
• Previous experience in Business & Commercial Banking environment

Responsibilities

• Assist Manager in day-to-day execution of the credit portfolio.
• Contribute to credit analyses and recommendations.
• Ensure alignment with bank processes and policies.

Skills

Credit analysis

Financial analysis

Banking knowledge

Education

First Degree

Field of Study: Business Commerce

FAIS Representative

Job description

Business Segment: Business & Commercial Banking

Is accountable for assisting Manager, Relationship Premium in the day-to-day execution of their credit portfolio.

Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce
• Licenses & Certifications: FAIS Representative

Experience Required

• 5-7 yearsExperience in a similar Credit role with proven ability to undertake financial and credit analysis
• A proven track record of operating with a personal delegated authority
• Business development experience is an advantage
• Relevant FAIS qualification and experience
• If no FAIS experience, would then need to operate under supervision
• Previous experience in Business and Commercial Banking environment with good understanding of bank processes, policies and products

Additional Information

• Adopting Practical Approaches
• Articulating Information
• Challenging Ideas
• Developing Expertise
• Banking Process & Procedures
• Business Acumen (Audit)
• Customer Acceptance & Review (Business Banking)
• Customer Understanding (Business Banking)

Our Commitment to Diversity, Equity and Inclusion

Standard Bank Group is committed to fair and inclusive employment practices. We aim to build a workforce that reflects the diversity of the communities we serve and welcome applications from candidates of all backgrounds, including people with disabilities. We strive to create an environment where everyone has an equal opportunity to contribute and grow.