Workers’ Compensation Production Underwriter

Futuristic Underwriters, LLC; Roanoke (TX); On-site; USD 90,000 - 130,000; Full time

Job summary

Futuristic Underwriters is seeking a results-driven Workers’ Compensation Production Underwriter to help launch and scale its new WC platform. You will build agent relationships, drive submissions, and deliver responsive service to differentiate Futuristic Underwriters in the marketplace.

The role evaluates, quotes, negotiates, and binds mid-market and program accounts, analyzing payroll, class codes, experience mods, and loss history to maintain disciplined underwriting judgment as the platform

Qualifications

• 5+ years of Workers’ Compensation underwriting experience.
• Proven track record of building agent relationships and growing premium.
• Strong knowledge of WC class codes, experience mods, loss runs, and multi-state regulations.
• Demonstrated analytical, negotiation, and decision-making skills.
• Entrepreneurial mindset with ability to thrive in a growth-stage environment.
• Experience with program business or specialty WC products.
• Familiarity with MGA underwriting systems.

Responsibilities

• Build and expand agent relationships through sales calls, agency outreach, prospecting, and follow-up to generate new Workers’ Compensation submissions.
• Evaluate, quote, negotiate, and bind mid-market and program accounts, analyzing payroll, class codes, experience modifications, and loss history.
• Collaborate with carrier markets to negotiate pricing, terms, and coverage while maintaining strong communication with underwriting partners.
• Monitor production and portfolio performance and contribute to underwriting guidelines, processes, and workflows as the WC platform scales.

Skills

WC underwriting

Agency relationships

Analytical skills

Negotiation

Decision-making

Entrepreneurial mindset

MGA systems

Tools

MGA underwriting systems

Job description

Location: Remote

Company: Futuristic Underwriters

About Us

Futuristic Underwriters is a growth-oriented Managing General Agent (MGA) delivering innovative Property & Casualty insurance solutions to the U.S. middle market. We operate as a direct-to-agent MGA writing on affiliated paper, enabling speed, underwriting authority, and strong alignment with our agent partners.

As an affiliate of a financially strong and well-established organization, we benefit from robust operational support and infrastructure. Our strategy leverages technology to enhance distribution, underwriting efficiency, service delivery, and claims outcomes.

We are building a modern MGA platform designed for long-term, profitable growth.

The Role

We are seeking a results-driven Workers’ Compensation Production Underwriter to help launch and scale our WC platform. As a new MGA, we are initially leveraging third-party markets and established carrier relationships, with a long-term vision of developing our own underwriting capabilities and paper as the platform grows.

This role will focus on agency outreach and relationship development to drive submission volume and premium production, while delivering above-average responsiveness and service to differentiate Futuristic Underwriters in the marketplace. The successful candidate will also help establish the underwriting practices, processes, and culture that will support the growth of the WC platform.

Key Responsibilities

The Production Underwriter will build and expand agent relationships through sales calls, agency outreach, prospecting, and consistent follow-up to generate new Workers’ Compensation submissions. The role will evaluate, quote, negotiate, and bind mid‑market and program accounts, analyzing payroll, class codes, experience modifications, loss history, and other key risk characteristics while maintaining disciplined underwriting judgment. The underwriter will partner with carrier markets to negotiate pricing, terms, and coverage, maintain strong communication throughout the underwriting process, and deliver a high level of service to agency partners. The role will also monitor production and portfolio performance and contribute to the development of underwriting guidelines, processes, and workflows as the WC platform scales.

Qualifications

• 5+ years of Workers’ Compensation underwriting experience (MGA, program administrator, or carrier environment preferred)
• Proven track record of building agent relationships and growing premium
• Strong knowledge of WC class codes, experience mods, loss runs, and multi‑state regulatory environments
• Demonstrated analytical, negotiation, and decision‑making skills
• Entrepreneurial mindset with the ability to thrive in a fast‑paced, growth‑stage environment
• Experience with program business or specialty WC products
• Familiarity with MGA underwriting systems

Preferred Experience

• Broad underwriting appetite including high‑hazard accounts
• Exposure to transportation, contractors, retail, services, and manufacturing risks

Key Performance Indicators

Success in this role will be measured through agency outreach and relationship development, submission volume, quote activity, premium production, submission‑to‑bind ratio, hit ratio, responsiveness and service levels, retention, pricing adequacy, portfolio quality, and overall underwriting profitability.

If you thrive on agent relationships, hitting premium targets, and helping build something new, this is the role for you.