Wires & ACH Operations Expert — Risk & Compliance

NBT; City of Utica (NY); On-site; USD 26,000 - 34,000; Full time

Job summary

NBT in Utica, NY is seeking an Electronic Payments Specialist to handle complex wire and ACH transactions, applying policy, procedures, and regulatory knowledge to ensure accuracy and compliance. You will use analytical and problem-solving skills to support staff, resolve issues, and prepare reports, while focusing on risk and fraud mitigation in a fast-paced environment.

The role emphasizes collaboration with Treasury and operations, attention to detail, and ongoing learning to stay current

Qualifications

• Associate's degree with 2 years of experience required.
• Professional experience preferred.
• Related experience preferred.

Responsibilities

• Process a variety of electronic monetary transactions including wires and ACH as needed.
• Provide internal and external customer support and cross-train teammates.
• Maintain compliance with laws and regulations; focus on risk and fraud mitigation.
• Uphold service level standards under normal conditions.
• Develop and update procedures and assist with training.
• Other duties as assigned.

Skills

Analytical skills

Data interrogation

Organizational skills

Communication skills

Computer skills

Accounting knowledge

Procedural adherence

Education

Associate's degree + 2 years experience

Job description

NBT in Utica, NY is seeking an Electronic Payments Specialist to handle complex wire and ACH transactions, applying policy, procedures, and regulatory knowledge to ensure accuracy and compliance. You will use analytical and problem-solving skills to support staff, resolve issues, and prepare reports, while focusing on risk and fraud mitigation in a fast-paced environment.

The role emphasizes collaboration with Treasury and operations, attention to detail, and ongoing learning to stay current