Wire Transfer Specialist

Encore-Bank; Little Rock (AR); On-site; USD 45,000 - 65,000; Full time

Job summary

Encore Bank in Little Rock, AR seeks a Wire Transfer Operations Specialist to manage daily domestic and international wire transfers, ensuring accuracy and policy compliance. You will support branches and internal teams while maintaining risk controls.

The role requires attention to regulatory requirements, strong communication, and the ability to work in a high-pressure environment. Banking experience with wires and cash operations is preferred.

Qualifications

• High School Diploma or GED required; Bachelor’s degree in Business preferred or 3 years of work experience in Retail Banking/Deposit Operations or 3 years of work experience in Wire Transfer Processing

Responsibilities

• Process incoming and outgoing domestic and international wire transfers.
• Verify signatures on wires and ensure compliance with Bank policy.
• Balance Fed and Correspondent Bank accounts.
• Process end of day/beginning of day processes.
• Maintain policies for above processes.
• Ensure knowledge of and compliance with BSA/OFAC/USA Patriot Act/CIP/AML.
• Provide operational support to Retail branches and internal departments.
• Process returned mail as needed.
• Participate in bank training programs.

Skills

Independent work

Organizational skills

Customer service

Verbal communication

Written communication

Education

High School Diploma or GED

Bachelor’s degree in Business

Tools

Outlook

Excel

Word

PowerPoint

Job description

Job Summary:Under the directions of the Deposit Operations Manager, this position is responsible for various daily tasks related to the day-to-day operations of the bank as well as handle functions that have a regulatory, monetary, and potential reputational risk impact.Primary Responsibilities:The duties listed below are some of the duties that may be assigned and may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties as assigned.Provides prompt, professional, and courteous operational support to Retail branches and internal departments by answering questions, researching information, and providing solutions associated with all wire transfer products and services.Process incoming and outgoing domestic and international wire transfers.Responsible for verifying signatures on all wires comply with Bank policy.Responsible for processing wires as an initiator/approver, ensuring Bank policy is followed.Responsible for balancing Fed and Correspondent Bank accounts to ensure adequate funding.Responsible for processing end of day/beginning of day processes.Responsible for processing daily reports and settlements as delegated.Maintenance of policies and procedures for all processes noted above.Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy.Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AMLParticipates in job specific training and other various Bank training programs, as necessary.Responsible for processing returned mail as needed.Other duties as assigned.Supervisory ResponsibilitiesNoneSkills and Qualifications:These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.High School Diploma or GED is required; Bachelor’s degree in Business preferred or3 years of work experience in Retail Banking/Deposit Operations or3 years of work experience in Wire Transfer ProcessingAbility to work independently with little supervision.Strong working knowledge with Microsoft Office computer software (Outlook, Excel and Word)Strong knowledge of financial products and services.Good organizational and customer service skillsExcellent verbal and written communication skills to communicate professionally.Ability to work successfully in a high stress environmentComputer and Office Equipment Skills:Microsoft Office Suite including Word, Excel, and PowerPointPhysical Requirements:The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions.While performing the duties of this job this individual is regularly required to stand for long periods of time, walk, sit, talk, hear, use their hands and fingers (manual dexterity), use a telephone, and occasionally lift and /or move up to 25 pounds.Specific vision abilities required by this position include, close vision, and the ability to adjust focus.Mental Requirements:The ability to solve problems, make decisions, supervise others, interpret data, organize information, written and oral communication and read/write.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesEncore Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, age, ancestry, citizenship, sex, sexual orientation, gender identity, national origin, marital status, genetic information, physical or mental disability, veteran status or any other characteristic protected by law.Offered Benefits:MedicalDentalVisionEmployer Paid Life InsuranceSupplemental Life InsuranceEmployee Stock Program401K