Wire Specialist

Nano Banc; Irvine (CA); On-site; USD 55,000 - 75,000; Full time

Job summary

Nano Banc is seeking a Wire Specialist in Irvine, CA to handle domestic and international wire transfers with accuracy and timeliness. The role emphasizes compliance with bank policies, OFAC/BSA rules, and fraud prevention while maintaining strong customer service and documentation standards.

The position requires attention to detail, analytical skills, and the ability to work under deadlines. You will interact with relationship managers, clients, and financial institutions, ensuring clear

Qualifications

• High school diploma or equivalent required.
• Associate degree or coursework in banking, finance, accounting or related field preferred.
• Minimum of 2 years of banking operations experience preferred.
• Prior wire processing experience strongly preferred.
• Experience with domestic and international wire systems, including Fedwire.
• Knowledge of wire transfer regulations and BSA/AML, OFAC and fraud prevention.
• Strong attention to detail and accuracy.
• Ability to meet strict deadlines and manage multiple priorities.
• Strong analytical and problem-solving skills.
• Excellent verbal and written communication skills.
• Proficiency with Microsoft Office and banking software.

Responsibilities

• Process incoming and outgoing domestic and international wire transfers accurately and on time.
• Verify wire instructions and supporting documentation prior to processing.
• Review wire requests for completeness, authorization, and compliance with procedures.
• Monitor wire queues and ensure timely completion of transactions.
• Process wire amendments, cancellations, returns, and recalls as needed.
• Maintain records and documentation related to wire activity.
• Perform required security procedures and callback verifications.
• Identify and escalate suspicious or fraudulent transactions.
• Review transactions for compliance with internal controls, OFAC and BSA.
• Ensure dual-control procedures are followed when required.
• Respond to inquiries regarding wire transfers and status.
• Assist clients with wire requirements, deadlines, fees and documentation.
• Communicate professionally with customers and colleagues.
• Balance daily wire activity and reconcile reports.
• Research and resolve wire discrepancies and exceptions.
• Prepare operational reports and support audits.

Skills

Attention to detail

Analytical skills

Verbal communication

Written communication

Microsoft Office

Banking software

Education

High school diploma or equivalent

Associate's degree or banking/finance coursework

Tools

Fedwire

Banking software systems

Job description

The Wire Specialist is responsible for processing, verifying, and monitoring domestic and international wire transfer transactions in accordance with established bank policies, regulatory requirements, security procedures, and service standards. The incumbent ensures accurate and timely processing of wire requests while mitigating fraud risk, maintaining operational controls, and providing exceptional customer service

Essential Duties and Responsibilities:

• Process incoming and outgoing domestic and international wire transfers accurately and within established deadlines.
• Verify wire instructions and supporting documentation prior to processing.
• Review wire requests for completeness, authorization, and compliance with bank procedures.
• Monitor wire queues and ensure timely completion of transactions.
• Process wire amendments, cancellations, returns, and recalls as needed.
• Maintain records and documentation related to wire transfer activity.
• Perform required security procedures and callback verifications.
• Identify and escalation suspicious or potentially fraudulent transactions.
• Review transactions for compliance with internal controls, OFAC requirements, and Bank Secrecy Act (BSA) regulations.
• Ensure dual-control procedures are followed when required.
• Respond to customer and internal employee inquiries regarding wire transfers and transaction status.
• Assist clients with wire transfer requirements, deadlines, fees, and documentation.
• Communicate professionally with customers, relationship managers, branch personnel, and external financial institutions.
• Balance daily wire activity and reconcile wire reports.
• Research and resolve wire discrepancies and exceptions.
• Prepare operational reports and maintain appropriate logs.
• Support internal and external audits by providing requested documentation. Performs additional duties as required.

Qualifications:

• High school diploma or equivalent required.
• Associate's degree or coursework in banking, finance, accounting, or related field preferred.
• Minimum of 2 years of banking operations experience preferred.
• Prior wire processing experience strongly preferred.
• Experience with domestic and international wire systems, including Fedwire, preferred.
• Experience working in a regulated financial institution environment.
• Knowledge of wire transfer regulations and operational procedures.
• Understanding of BSA/AML, OFAC, and fraud prevention requirements.
• Strong attention to detail and accuracy.
• Ability to work under strict deadlines and manage multiple priorities.
• Strong analytical and problem-solving skills.
• Excellent verbal and written communication skills.
• Proficiency with Microsoft Office applications and banking software systems.