Senior RMBS Credit Ratings Analyst – NYC (Hybrid)

Morningstar DBRS; New York (NY); Hybrid; USD 90,000 - 112,000; Full time

Benefits offered by this job

Hybrid work model

401(k) match

Stock ownership potential

Health benefits

Job summary

Morningstar DBRS in New York seeks a Senior Analyst to support RMBS credit ratings, analyze collateral features, and participate in rating committees. The role emphasizes collaboration with senior analysts and external market participants in a structured finance environment.

Ideal candidates have strong quantitative skills, meticulous attention to detail, and experience with structured finance or mortgage-related products.

Qualifications

• Bachelor's degree in finance, economics, math, engineering, computer science, or related field.
• 2+ years of experience in structured finance, securitization, banking, mortgage finance, or related analytical role.
• Strong analytical and quantitative abilities with excellent attention to detail.
• Proficiency in Microsoft Excel and standard Office applications.
• Organized, deadline-driven, and able to manage multiple priorities.
• Strong communication and presentation skills, with ability to convey complex concepts clearly.

Responsibilities

• Conduct RMBS transaction analysis, including collateral characteristics, deal structures, credit enhancement levels, and legal frameworks.
• Identify and focus on key credit issues during the new-issue rating process.
• Serve as co-lead or backup analyst on selected transactions and present findings to rating committees.
• Collaborate with senior analysts to ensure consistent application of criteria.
• Contribute to the enhancement of structured finance criteria, models, and analytical tools.
• Perform sensitivities, transaction comparisons, and stress-testing under guidance.
• Produce and publish market updates, newsletters, or concise commentary with minimal supervision.
• Participate in meetings with bankers, issuers, investors, and other market participants.

Skills

Quantitative skills

Attention to detail

Excel

Communication

Presentation

Education

Bachelor's degree in finance or related field

Tools

Microsoft Excel

Job description

Morningstar DBRS in New York seeks a Senior Analyst to support RMBS credit ratings, analyze collateral features, and participate in rating committees. The role emphasizes collaboration with senior analysts and external market participants in a structured finance environment.

Ideal candidates have strong quantitative skills, meticulous attention to detail, and experience with structured finance or mortgage-related products.